Pend Oreille Bank
Ponderay, ID — Domestic Branch of a Domestic Bank
Acquired Jul 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Pend Oreille Bank | All Insured Commercial Banks in Idaho |
Interest and Fees on Loans | 2,033 | 4,938 |
Income from Lease Financing Receivables | — | 25 |
— | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 2,033 | 4,949 |
Investment Interest Income (TE) | 86 | 996 |
Total Interest Income (TE) | 2,185 | 6,047 |
Total Interest Expense | 541 | 1,314 |
Net Interest Income (TE) | 1,644 | 4,734 |
Non-Interest Income | 213 | 1,499 |
Adjusted Operating Income (TE) | 1,857 | 6,232 |
Non-interest Expense | 1,617 | 3,730 |
Provision for Loan & Lease Losses | 234 | 391 |
Pretax Operating Income (TE) | 6 | 2,304 |
Pretax Net Operating Income (TE) | 6 | 2,217 |
Applicable Income Taxes | — | 772 |
Net Operating Income | 20 | 1,384 |
Net Income | 20 | 1,384 |
Cash Dividends Declared | 102 | 117 |
Retained Earnings | — | 1,435 |