Vitals
  • Total Assets
    49.2M -2.6 %
  • Total Deposits
    40.4M 2.2 %
  • Total Net Loans
    29.7M -11.3 %
  • Net Income
    45000.0000 -45.1 %
  • Book Value
    7.9M -0.2 %
  • Book Value x2
    15.9M -0.2 %
  • Book Value x3
    23.8M -0.2 %
ROAA

.365

ROAE

2.283

Efficiency Ratio

78.793

Net Interest Margin

4.557

Balance Sheet Highlights
Financial Highlights Paonia State Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 49,209 283,918
Total Net Loans 29,672 165,115
Total Deposits 40,417 245,684
Total Equity 7,944 25,065
Profitability
Net Income 45 372
Return on Average Assets .365 .512
Return on Average Equity 2.283 6.085
Net Interest Margin 4.557 4.064
Efficiency Ratio 78.793 71.913
Noninterest Income/Revenue 11.932 13.146
Balance Sheet Ratios
Loan-to-Deposit 73.415 69.485
Securities/Assets .258 .467
Total Equity/Total Assets .161 .088
Tangible Equity/Tangible Assets .111 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,357 22,689
Tier 2 Capital 400 2,287
Total Capital 5,757 24,874
Total Risk Weighted Assets 31,958 179,039
Leverage Ratio 11.45 9.024
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.76 14.169
Total Capital Ratio 18.01 15.414

Timeline for Paonia State Bank

First State Bank Of Colorado

Paonia State Bank was acquired by First State Bank Of Colorado 13 years

View Profile Jun 30 2010

Psb Building Corporation

Psb Building Corporation became a new subsidiary organization for Paonia State Bank.

View Profile Dec 31 1982

Paonia Financial Services, Inc.

Paonia Financial Services, Inc. became a new parent organization for Paonia State Bank.

View Profile Sep 01 1979

Paonia State Bank

Paonia State Bank was established 46 years ago and is currently headquartered in Paonia, CO.

Aug 15 1977
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Of Colorado Buyer 213,259 Pooling of Interests Discontinued 6/30/2010
Relationships Role Relationship Start Relationship End
Paonia Financial Services, Inc. Parent 9/8/1999 6/29/2010
Paonia Financial Services, Inc. Parent 2/29/1996 9/7/1999
Paonia Financial Services, Inc. Parent 5/17/1993 2/28/1996
Paonia Financial Services, Inc. Parent 12/31/1990 5/16/1993
Paonia Financial Services, Inc. Parent 12/31/1980 12/30/1990
Paonia Financial Services, Inc. Parent 9/1/1979 12/30/1980
Psb Building Corporation Subsidary 12/31/1982 12/22/1988
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