Vitals
  • Total Assets
    182.4M 5.6 %
  • Total Deposits
    154.5M 5.7 %
  • Total Net Loans
    142.7M 15.7 %
  • Net Income
    1.3M -44.0 %
  • Book Value
    16.9M 12.8 %
  • Book Value x2
    33.8M 12.8 %
  • Book Value x3
    50.7M 12.8 %
ROAA

1.017

ROAE

10.562

Efficiency Ratio

71.98

Net Interest Margin

5.121

Balance Sheet Highlights
Financial Highlights Pacifica Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 182,382 299,063
Total Net Loans 142,654 220,974
Total Deposits 154,498 243,663
Total Equity 16,887 31,595
Profitability
Net Income 1,285 5,385
Return on Average Assets 1.017 1.281
Return on Average Equity 10.562 13.155
Net Interest Margin 5.121 4.968
Efficiency Ratio 71.98 68.233
Noninterest Income/Revenue 6.095 12.257
Balance Sheet Ratios
Loan-to-Deposit 92.334 89.205
Securities/Assets .078 .321
Total Equity/Total Assets .093 .106
Tangible Equity/Tangible Assets .093 .034
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,034 30,180
Tier 2 Capital 1,900 3,101
Total Capital 18,934 33,275
Total Risk Weighted Assets 162,297 245,032
Leverage Ratio 9.79 10.959
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.5 13.695
Total Capital Ratio 11.67 14.895

Timeline for Pacifica Bank

United Commercial Bank

Pacifica Bank was acquired by United Commercial Bank 19 years

View Profile Oct 31 2005

Pacifica Bancorp, Inc.

Pacifica Bancorp, Inc. became a new parent organization for Pacifica Bank.

View Profile Jan 01 2001

Pacifica Bank

Pacifica Bank was established 26 years ago and is currently headquartered in Bellevue, WA.

Oct 09 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Commercial Bank Buyer 10,895,336 Acquisition Discontinued 10/31/2005
Relationships Role Relationship Start Relationship End
Pacifica Bancorp, Inc. Parent 1/1/2001 10/30/2005
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