Efficiency Ratio Over Time
Efficiency Ratio Pacifica Bank All Insured Commercial Banks in Washington
09-30-2005 71.98 68.233
06-30-2005 73.455 69.806
03-31-2005 74.64 69.147
12-31-2004 75.654 68.196
09-30-2004 76.415 68.04
06-30-2004 77.664 69.093
03-31-2004 76.92 69.721
12-31-2003 90.64 69.779
09-30-2003 88.329 69.287
06-30-2003 89.203 71.259
03-31-2003 85.963 71.921
12-31-2002 99.666 74.045