Net Income Analysis ( % relative to Total Revenue )
Income Statement Pacifica Bank All Insured Commercial Banks in Washington
Interest and Fees on Loans 7,795 11,548
Income from Lease Financing Receivables — —
— 192
Estimated Tax Benefit from Tax-Exempt Loan Income — 101
Income on Loans and Leases (TE) 7,795 11,579
Investment Interest Income (TE) 556 1,507
Total Interest Income (TE) 8,459 13,071
Total Interest Expense 2,295 3,482
Net Interest Income (TE) 6,164 9,592
Non-Interest Income 549 1,826
Adjusted Operating Income (TE) 6,713 11,563
Non-interest Expense 4,832 7,011
Provision for Loan & Lease Losses — 776
Pretax Operating Income (TE) 1,881 7,309
Pretax Net Operating Income (TE) 1,910 7,289
Applicable Income Taxes 625 2,512
Net Operating Income 1,285 4,984
Net Income 1,285 5,385
Cash Dividends Declared — 3,533
Retained Earnings 1,285 3,974