Vitals
  • Total Assets
    119.5M -6.1 %
  • Total Deposits
    86.5M -11.7 %
  • Total Net Loans
    77.0M -6.8 %
  • Net Income
    302000.0000 -43.2 %
  • Book Value
    9.2M 2.3 %
  • Book Value x2
    18.5M 2.3 %
  • Book Value x3
    27.7M 2.3 %
ROAA

.249

ROAE

3.261

Efficiency Ratio

88.08

Net Interest Margin

3.272

Balance Sheet Highlights
Financial Highlights Optimumbank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 119,523 586,559
Total Net Loans 76,999 397,788
Total Deposits 86,509 483,997
Total Equity 9,246 60,775
Profitability
Net Income 302 4,381
Return on Average Assets .249 .706
Return on Average Equity 3.261 6.893
Net Interest Margin 3.272 3.553
Efficiency Ratio 88.08 74.427
Noninterest Income/Revenue 4.277 15.578
Balance Sheet Ratios
Loan-to-Deposit 89.007 80.705
Securities/Assets .169 .17
Total Equity/Total Assets .077 .104
Tangible Equity/Tangible Assets .077 .1
Capital Adequacy
Tier 1 Common Capital 9,498 55,412
Tier 1 Capital 9,498 55,855
Tier 2 Capital 1,044 4,271
Total Capital 10,542 60,316
Total Risk Weighted Assets 80,668 416,967
Leverage Ratio 8.06 10.155
Common Equity Tier 1 Capital Ratio 11.77 14.982
Tier 1 Capital Ratio 11.77 15.063
Total Capital Ratio 13.07 16.194

Timeline for Optimumbank

Optimumbank Holdings, Inc.

Optimumbank Holdings, Inc. became a new parent organization for Optimumbank.

View Profile Apr 30 2004

Optimumbank

Optimumbank was established 23 years ago and is currently headquartered in Plantation, FL.

Nov 01 2000
Relationships Role Relationship Start Relationship End
Optimumbank Holdings, Inc. Parent 4/30/2004
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