Vitals
  • Total Assets
    247.8M 8.2 %
  • Total Deposits
    199.3M 7.6 %
  • Total Net Loans
    173.5M 5.5 %
  • Net Income
    2.1M -1.7 %
  • Book Value
    29.8M 5.8 %
  • Book Value x2
    59.5M 5.8 %
  • Book Value x3
    89.3M 5.8 %
ROAA

.861

ROAE

7.104

Efficiency Ratio

61.291

Net Interest Margin

3.482

Balance Sheet Highlights
Financial Highlights Ohnward Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 247,809 198,346
Total Net Loans 173,462 133,864
Total Deposits 199,261 165,124
Total Equity 29,756 22,060
Profitability
Net Income 2,070 2,310
Return on Average Assets .861 1.15
Return on Average Equity 7.104 9.92
Net Interest Margin 3.482 3.587
Efficiency Ratio 61.291 60.34
Noninterest Income/Revenue 7.52 13.494
Balance Sheet Ratios
Loan-to-Deposit 87.053 77.091
Securities/Assets .166 .197
Total Equity/Total Assets .12 .111
Tangible Equity/Tangible Assets .114 .107
Capital Adequacy
Tier 1 Common Capital 28,410 21,135
Tier 1 Capital 28,410 21,140
Tier 2 Capital 1,889 1,625
Total Capital 30,299 22,777
Total Risk Weighted Assets 198,937 151,308
Leverage Ratio 11.43 10.944
Common Equity Tier 1 Capital Ratio 14.28 15.631
Tier 1 Capital Ratio 14.28 15.631
Total Capital Ratio 15.23 16.675

Timeline for Ohnward Bank & Trust

United Security Savings Bank, F.S.B.

Acquisition: Ohnward Bank & Trust acquired a new subsidiary, United Security Savings Bank, F.S.B., 14 years

View Profile Oct 24 2009

United Security Financial Corporation

Acquisition: Ohnward Bank & Trust acquired a new subsidiary, United Security Financial Corporation , 14 years

View Profile Oct 24 2009

First Iowa Bank

Acquisition: Ohnward Bank & Trust acquired a new subsidiary, First Iowa Bank, 21 years

View Profile Jan 23 2003

Ohnward Bancshares, Inc.

Ohnward Bancshares, Inc. became a new parent organization for Ohnward Bank & Trust.

View Profile Feb 25 1992

Ohnward Bank & Trust

Ohnward Bank & Trust was established 121 years ago and is currently headquartered in Cascade, IA.

Feb 28 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Security Savings Bank, F.S.B. Seller 48,437 Pooling of Interests Discontinued 10/24/2009
United Security Financial Corporation Seller Pooling of Interests Discontinued 10/24/2009
First Iowa Bank Seller 22,469 Acquisition Discontinued 1/23/2003
Relationships Role Relationship Start Relationship End
Ohnward Bancshares, Inc. Parent 6/30/1994
Ohnward Bancshares, Inc. Parent 2/25/1992 6/29/1994
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