Vitals
  • Total Assets
    26.0M -24.5 %
  • Total Deposits
    22.3M -27.4 %
  • Total Net Loans
    15.4M -36.5 %
  • Net Income
    277000.0000
  • Book Value
    2.9M 4.1 %
  • Book Value x2
    5.7M 4.1 %
  • Book Value x3
    8.6M 4.1 %
ROAA

1.267

ROAE

14.745

Efficiency Ratio

101.726

Net Interest Margin

3.136

Balance Sheet Highlights
Financial Highlights Oakland State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 26,019 88,697
Total Net Loans 15,400 57,861
Total Deposits 22,344 71,142
Total Equity 2,860 9,253
Profitability
Net Income 277 911
Return on Average Assets 1.267 1.281
Return on Average Equity 14.745 12.458
Net Interest Margin 3.136 3.912
Efficiency Ratio 101.726 59.313
Noninterest Income/Revenue 7.874 10.974
Balance Sheet Ratios
Loan-to-Deposit 68.922 78.733
Securities/Assets .033 .411
Total Equity/Total Assets .11 .104
Tangible Equity/Tangible Assets .11 .069
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,861 8,570
Tier 2 Capital 229 682
Total Capital 3,090 9,253
Total Risk Weighted Assets 17,644 62,362
Leverage Ratio 10.37 10.075
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.22 14.96
Total Capital Ratio 17.51 16.053

Timeline for Oakland State Bank

Great Western Bank

Oakland State Bank was acquired by Great Western Bank 19 years

View Profile Nov 06 2004

Oak Bancorporation

Oak Bancorporation became a new parent organization for Oakland State Bank.

View Profile Dec 02 1991

Oakland Savings Bank

Acquisition: Oakland State Bank acquired a new subsidiary, Oakland Savings Bank, 40 years

View Profile Sep 10 1984

Oakland State Bank

Oakland State Bank was established 40 years ago and is currently headquartered in Oakland, IA.

Sep 07 1984

Bank Iowa Corporation

Bank Iowa Corporation became a new parent organization for Oakland State Bank.

View Profile Sep 07 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Great Western Bank Buyer 1,089,785 Acquisition Discontinued 11/6/2004
Oakland Savings Bank Seller 22,101 Failure 9/10/1984
Relationships Role Relationship Start Relationship End
Oak Bancorporation Parent 12/2/1991 11/5/2004
Bank Iowa Corporation Parent 9/10/1984 12/1/1991
Bank Iowa Corporation Parent 9/7/1984 9/9/1984
Similar Organizations
Organization City State Total Assets
Vermont State Bank
 		Vermont IL 26.4M
Kindred State Bank
 		Kindred ND 25.6M
Northern Hancock Bank & Trust Co.
 		Newell WV 25.7M
Andes State Bank
 		Lake Andes SD 26.6M
Peoples State Bank, Fairmount, N. D.
 		Fairmount ND 25.6M
The Citizens Bank Of Valley Head
 		Valley Head AL 26.6M
Lake Country Community Bank
 		Morristown MN 26.7M
Ormsby State Bank
 		Ormsby MN 27.0M
Eagle State Bank
 		Eagle NE 27.7M
La Monte Community Bank
 		La Monte MO 27.0M