Vitals
  • Total Assets
    26.6M 2.1 %
  • Total Deposits
    23.4M 1.9 %
  • Total Net Loans
    17.0M -2.3 %
  • Net Income
    126000.0000 20.0 %
  • Book Value
    3.2M 4.2 %
  • Book Value x2
    6.3M 4.2 %
  • Book Value x3
    9.5M 4.2 %
ROAA

.472

ROAE

4.081

Efficiency Ratio

94.398

Net Interest Margin

4.941

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Valley Head All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 26,595 266,812
Total Net Loans 16,963 157,006
Total Deposits 23,434 227,200
Total Equity 3,151 30,855
Profitability
Net Income 126 2,603
Return on Average Assets .472 .91
Return on Average Equity 4.081 7.525
Net Interest Margin 4.941 3.872
Efficiency Ratio 94.398 69.238
Noninterest Income/Revenue 9.312 15.218
Balance Sheet Ratios
Loan-to-Deposit 72.386 65.031
Securities/Assets .169 .23
Total Equity/Total Assets .118 .116
Tangible Equity/Tangible Assets .118 .114
Capital Adequacy
Tier 1 Common Capital 3,151 30,655
Tier 1 Capital 3,151 30,655
Tier 2 Capital 97 1,864
Total Capital 3,248 32,526
Total Risk Weighted Assets 15,174 184,216
Leverage Ratio 11.7 11.829
Common Equity Tier 1 Capital Ratio 20.77 18.757
Tier 1 Capital Ratio 20.77 18.762
Total Capital Ratio 21.41 19.824

Timeline for The Citizens Bank Of Valley Head

Citizens Bancorporation, Inc.

Citizens Bancorporation, Inc. became a new parent organization for The Citizens Bank Of Valley Head.

View Profile Jul 17 1989

The Citizens Bank Of Valley Head

The Citizens Bank Of Valley Head was established 88 years ago and is currently headquartered in Valley Head, AL.

Aug 12 1935
Relationships Role Relationship Start Relationship End
Citizens Bancorporation, Inc. Parent 7/17/1989
Similar Organizations
Organization City State Total Assets
Vermont State Bank
 		Vermont IL 26.4M
Andes State Bank
 		Lake Andes SD 26.6M
Lake Country Community Bank
 		Morristown MN 26.7M
Kindred State Bank
 		Kindred ND 25.6M
Ormsby State Bank
 		Ormsby MN 27.0M
Eagle State Bank
 		Eagle NE 27.7M
La Monte Community Bank
 		La Monte MO 27.0M
State Bank Of Jeffers
 		Jeffers MN 27.1M
The First State Bank
 		Ryan OK 27.2M
Amistad Bank
 		Del Rio TX 28.2M