Vitals
  • Total Assets
    27.2M -6.9 %
  • Total Deposits
    23.8M -8.0 %
  • Total Net Loans
    17.7M 9.3 %
  • Net Income
    97000.0000 38.6 %
  • Book Value
    3.4M 2.3 %
  • Book Value x2
    6.8M 2.3 %
  • Book Value x3
    10.2M 2.3 %
ROAA

.469

ROAE

3.862

Efficiency Ratio

89.222

Net Interest Margin

4.109

Balance Sheet Highlights
Financial Highlights The First State Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 27,237 201,476
Total Net Loans 17,709 135,683
Total Deposits 23,827 169,987
Total Equity 3,403 22,152
Profitability
Net Income 97 2,051
Return on Average Assets .469 1.338
Return on Average Equity 3.862 12.309
Net Interest Margin 4.109 4.16
Efficiency Ratio 89.222 65.788
Noninterest Income/Revenue 14.484 16.76
Balance Sheet Ratios
Loan-to-Deposit 74.323 74.543
Securities/Assets .175
Total Equity/Total Assets .125 .11
Tangible Equity/Tangible Assets .125 .108
Capital Adequacy
Tier 1 Common Capital 3,343 21,177
Tier 1 Capital 3,343 21,177
Tier 2 Capital 228 1,641
Total Capital 3,571 22,841
Total Risk Weighted Assets 18,274 149,035
Leverage Ratio 12.44 10.81
Common Equity Tier 1 Capital Ratio 18.29 15.913
Tier 1 Capital Ratio 18.29 15.915
Total Capital Ratio 19.54 16.989

Timeline for The First State Bank

Ryan Bancshares, Inc.

Acquisition: The First State Bank acquired a new subsidiary, Ryan Bancshares, Inc. , 11 years

View Profile Nov 15 2012

Brewer Bancorp, Inc.

Acquisition: The First State Bank acquired a new subsidiary, Brewer Bancorp, Inc. , 11 years

View Profile Nov 15 2012

Ryan Bancshares, Inc.

Ryan Bancshares, Inc. became a new parent organization for The First State Bank.

View Profile Jul 19 1974

The First State Bank

The First State Bank was established 129 years ago and is currently headquartered in Ryan, OK.

Jun 01 1894
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ryan Bancshares, Inc. Seller Pooling of Interests Discontinued 11/15/2012
Brewer Bancorp, Inc. Seller Acquisition Discontinued 11/15/2012
Relationships Role Relationship Start Relationship End
Ryan Bancshares, Inc. Parent 12/31/1981 11/14/2012
Ryan Bancshares, Inc. Parent 12/31/1980 12/30/1981
Ryan Bancshares, Inc. Parent 7/19/1974 12/30/1980
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