Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Oakland State Bank All Insured Commercial Banks in Iowa
09-30-2004 16.22 14.96
06-30-2004 14.1 14.988
03-31-2004 13.61 14.938
12-31-2003 7.84 14.733
09-30-2003 10.36 14.791
06-30-2003 9.57 14.719
03-31-2003 7.41 14.647
12-31-2002 8.44 14.522