Vitals
  • Total Assets
    921.8M 1.6 %
  • Total Deposits
    789.2M 1.2 %
  • Total Net Loans
    506.0M 1.3 %
  • Net Income
    5.1M 23.7 %
  • Book Value
    116.1M 3.6 %
  • Book Value x2
    232.1M 3.6 %
  • Book Value x3
    348.2M 3.6 %
ROAA

.74

ROAE

6.066

Efficiency Ratio

76.807

Net Interest Margin

3.632

Balance Sheet Highlights
Financial Highlights North Valley Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 921,796 948,729
Total Net Loans 506,041 632,563
Total Deposits 789,238 739,821
Total Equity 116,058 130,812
Profitability
Net Income 5,104 7,375
Return on Average Assets .74 .805
Return on Average Equity 6.066 6.626
Net Interest Margin 3.632 3.815
Efficiency Ratio 76.807 72.41
Noninterest Income/Revenue 26.668 13.427
Balance Sheet Ratios
Loan-to-Deposit 64.118 80.108
Securities/Assets .224 .135
Total Equity/Total Assets .126 .138
Tangible Equity/Tangible Assets .125 .129
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 114,360 112,723
Tier 2 Capital 7,828 8,666
Total Capital 122,188 121,762
Total Risk Weighted Assets 625,285 690,867
Leverage Ratio 12.43 11.775
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.29 16.185
Total Capital Ratio 19.54 17.422

Timeline for North Valley Bank

Tri Counties Bank

North Valley Bank was acquired by Tri Counties Bank 9 years

View Profile Oct 04 2014

Nvb Business Bank

Acquisition: North Valley Bank acquired a new subsidiary, Nvb Business Bank, 17 years

View Profile Jun 30 2006

Six Rivers Bank

Acquisition: North Valley Bank acquired a new subsidiary, Six Rivers Bank, 20 years

View Profile Jan 01 2004

North Valley Bancorp

North Valley Bancorp became a new parent organization for North Valley Bank.

View Profile Dec 31 1981

North Valley Bank Basic Security Corp.

North Valley Bank Basic Security Corp. became a new subsidiary organization for North Valley Bank.

View Profile Dec 31 1981

Want to see more?

Complete timeline for North Valley Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Tri Counties Bank Buyer 4,465,405 Acquisition Discontinued 10/4/2014
Nvb Business Bank Seller 150,103 Pooling of Interests Discontinued 6/30/2006
Six Rivers Bank Seller 217,048 Pooling of Interests Discontinued 1/1/2004
Relationships Role Relationship Start Relationship End
North Valley Bancorp Parent 12/31/1981 10/3/2014
North Valley Bank Basic Security Corp. Subsidary 12/31/1981 8/31/2001
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