Vitals
  • Total Assets
    202.0M 6.9 %
  • Total Deposits
    172.8M 10.2 %
  • Total Net Loans
    126.9M 6.9 %
  • Net Income
    1.0M 19.2 %
  • Book Value
    18.1M 1.9 %
  • Book Value x2
    36.2M 1.9 %
  • Book Value x3
    54.3M 1.9 %
ROAA

.498

ROAE

5.437

Efficiency Ratio

78.695

Net Interest Margin

3.727

Balance Sheet Highlights
Financial Highlights North Valley Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 201,988 361,398
Total Net Loans 126,862 246,196
Total Deposits 172,829 299,385
Total Equity 18,090 40,120
Profitability
Net Income 1,000 3,580
Return on Average Assets .498 .879
Return on Average Equity 5.437 7.888
Net Interest Margin 3.727 3.69
Efficiency Ratio 78.695 68.453
Noninterest Income/Revenue 17.333 19.831
Balance Sheet Ratios
Loan-to-Deposit 73.403 76.786
Securities/Assets .269 .197
Total Equity/Total Assets .09 .111
Tangible Equity/Tangible Assets .089 .102
Capital Adequacy
Tier 1 Common Capital 18,052 37,120
Tier 1 Capital 18,052 37,403
Tier 2 Capital 1,183 2,742
Total Capital 19,235 40,139
Total Risk Weighted Assets 133,490 260,858
Leverage Ratio 8.95 10.639
Common Equity Tier 1 Capital Ratio 13.52 16.715
Tier 1 Capital Ratio 13.52 16.742
Total Capital Ratio 14.41 17.824

Timeline for North Valley Bank

North Valley Bancshares, Inc.

North Valley Bancshares, Inc. became a new parent organization for North Valley Bank.

View Profile Jun 14 2004

The Malta National Bank

Acquisition: North Valley Bank acquired a new subsidiary, The Malta National Bank, 23 years

View Profile May 03 2001

North Valley Bank

North Valley Bank was established 120 years ago and is currently headquartered in Zanesville, OH.

Nov 04 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Malta National Bank Seller 9,075 Failure 5/3/2001
Relationships Role Relationship Start Relationship End
North Valley Bancshares, Inc. Parent 6/14/2004
Similar Organizations
Organization City State Total Assets
Commencement Bank
 		Tacoma WA 206.6M
Profile Bank
 		Rochester NH 210.3M
First Bank Blue Earth
 		Blue Earth MN 205.2M
Security Trust & Savings Bank
 		Storm Lake IA 205.0M
Washington Savings Bank
 		Lowell MA 213.7M
Blue Sky Bank
 		Pawhuska OK 204.1M
Eastern Savings Bank
 		Norwich CT 197.7M
Firstbank Of Nebraska
 		Wahoo NE 217.5M
Marblehead Bank
 		Marblehead MA 194.0M
First State Bank Of Dequeen
 		De Queen AR 216.4M