Efficiency Ratio Over Time
Efficiency Ratio North Valley Bank All Insured Commercial Banks in Ohio
12-31-2016 78.695 68.453
09-30-2016 78.766 68.131
06-30-2016 84.255 68.603
03-31-2016 86.788 69.73
12-31-2015 81.287 68.689
09-30-2015 76.465 68.708
06-30-2015 75.725 68.944
03-31-2015 74.849 69.571
12-31-2014 72.869 69.149
09-30-2014 73.132 68.989
06-30-2014 74.1 69.697
03-31-2014 77.218 70.77
12-31-2013 79.892 70.462
09-30-2013 82.605 70.045
06-30-2013 85.944 69.982
03-31-2013 86.32 70.935
12-31-2012 76.497 68.817
09-30-2012 76.204 68.862
06-30-2012 77.094 69.352
03-31-2012 76.93 69.596
12-31-2011 83.664 68.947
09-30-2011 85.222 69.09
06-30-2011 86.859 69.483
03-31-2011 95.268 70.069
12-31-2010 88.544 68.601
09-30-2010 89.435 68.654
06-30-2010 90.774 69.05
03-31-2010 90.36 69.944
12-31-2009 88.121 72.033
09-30-2009 87.021 72.186
06-30-2009 84.137 73.271
03-31-2009 84.692 72.558
12-31-2008 76.794 71.653
09-30-2008 76.189 70.619
06-30-2008 76.469 70.185
03-31-2008 77.726 70.777
12-31-2007 79.818 70.094
09-30-2007 81.123 70.057
06-30-2007 79.364 70.151
03-31-2007 83.834 71.158
12-31-2006 73.444 67.901
09-30-2006 73.413 67.691
06-30-2006 70.746 67.58
03-31-2006 66.263 68.21
12-31-2005 65.215 66.127
09-30-2005 66.346 65.774
06-30-2005 61.941 66.08
03-31-2005 63.596 66.852
12-31-2004 50.274 65.604
09-30-2004 47.613 64.558
06-30-2004 48.768 64.778
03-31-2004 49.993 65.45
12-31-2003 54.121 64.066
09-30-2003 51.413 63.194
06-30-2003 51.034 63.247
03-31-2003 52.201 64.269
12-31-2002 51.468 63.1