Vitals
  • Total Assets
    288.7M 6.8 %
  • Total Deposits
    228.7M 7.8 %
  • Total Net Loans
    194.2M 16.5 %
  • Net Income
    1.5M 26.8 %
  • Book Value
    34.8M 3.7 %
  • Book Value x2
    69.5M 3.7 %
  • Book Value x3
    104.3M 3.7 %
ROAA

.559

ROAE

4.476

Efficiency Ratio

78.162

Net Interest Margin

3.503

Balance Sheet Highlights
Financial Highlights North Brookfield Savings Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 288,713 1,195,734
Total Net Loans 194,244 884,564
Total Deposits 228,715 973,316
Total Equity 34,765 117,275
Profitability
Net Income 1,548 8,869
Return on Average Assets .559 .594
Return on Average Equity 4.476 5.855
Net Interest Margin 3.503 3.257
Efficiency Ratio 78.162 73.516
Noninterest Income/Revenue 17.191 17.101
Balance Sheet Ratios
Loan-to-Deposit 84.928 91.006
Securities/Assets .219 .127
Total Equity/Total Assets .12 .098
Tangible Equity/Tangible Assets .118 .09
Capital Adequacy
Tier 1 Common Capital 34,344 108,595
Tier 1 Capital 34,344 108,997
Tier 2 Capital 1,204 9,379
Total Capital 35,548 118,886
Total Risk Weighted Assets 155,690 863,428
Leverage Ratio 12.11 10.038
Common Equity Tier 1 Capital Ratio 22.06 14.848
Tier 1 Capital Ratio 22.06 14.854
Total Capital Ratio 22.83 15.826

Timeline for North Brookfield Savings Bank

Familyfirst Bank

Acquisition: North Brookfield Savings Bank acquired a new subsidiary, Familyfirst Bank, 10 years

View Profile Jun 01 2014

North Brookfield Securities Corporation

North Brookfield Securities Corporation became a new subsidiary organization for North Brookfield Savings Bank.

View Profile Aug 02 2011

North Brookfield Savings Bank

North Brookfield Savings Bank was established 169 years ago and is currently headquartered in North Brookfield, MA.

Aug 03 1854
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Familyfirst Bank Seller 51,365 Acquisition Discontinued 6/1/2014
Relationships Role Relationship Start Relationship End
North Brookfield Securities Corporation Subsidary 8/2/2011
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