Vitals
  • Total Assets
    97.1M -4.0 %
  • Total Deposits
    81.4M -3.5 %
  • Total Net Loans
    60.7M -11.8 %
  • Net Income
    745000.0000 0.1 %
  • Book Value
    11.5M 2.3 %
  • Book Value x2
    23.1M 2.3 %
  • Book Value x3
    34.6M 2.3 %
ROAA

.767

ROAE

6.46

Efficiency Ratio

77.878

Net Interest Margin

3.78

Balance Sheet Highlights
Financial Highlights North American State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 97,136 147,703
Total Net Loans 60,743 97,223
Total Deposits 81,436 126,600
Total Equity 11,541 15,565
Profitability
Net Income 745 1,683
Return on Average Assets .767 1.08
Return on Average Equity 6.46 9.905
Net Interest Margin 3.78 3.845
Efficiency Ratio 77.878 68.21
Noninterest Income/Revenue 7.991 13.68
Balance Sheet Ratios
Loan-to-Deposit 74.59 75.205
Securities/Assets .094 .174
Total Equity/Total Assets .119 .105
Tangible Equity/Tangible Assets .119 .103
Capital Adequacy
Tier 1 Common Capital 11,481 15,225
Tier 1 Capital 11,481 15,232
Tier 2 Capital 884 1,135
Total Capital 12,365 16,386
Total Risk Weighted Assets 70,074 105,251
Leverage Ratio 11.79 10.475
Common Equity Tier 1 Capital Ratio 16.38 15.3
Tier 1 Capital Ratio 16.38 15.308
Total Capital Ratio 17.65 16.398

Timeline for North American State Bank

Nasb Shares, Inc.

Nasb Shares, Inc. became a new parent organization for North American State Bank.

View Profile Jul 31 2000

Borgerding Insurance Agency, Inc.

Borgerding Insurance Agency, Inc. became a new subsidiary organization for North American State Bank.

View Profile Jul 31 2000

North American Insurance Agency, Inc.

North American Insurance Agency, Inc. became a new subsidiary organization for North American State Bank.

View Profile Jul 31 2000

Elrosa State Bank

Acquisition: North American State Bank acquired a new subsidiary, Elrosa State Bank, 30 years

View Profile Apr 30 1994

North American State Bank

North American State Bank was established 135 years ago and is currently headquartered in Belgrade, MN.

May 17 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Elrosa State Bank Seller 11,349 Discontinued 4/30/1994
Relationships Role Relationship Start Relationship End
Nasb Shares, Inc. Parent 7/31/2000
Borgerding Insurance Agency, Inc. Subsidary 6/30/2007 12/31/2008
North American Insurance Agency, Inc. Subsidary 6/30/2007 12/31/2008
Borgerding Insurance Agency, Inc. Subsidary 7/31/2000 6/29/2007
North American Insurance Agency, Inc. Subsidary 7/31/2000 6/29/2007
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