Vitals
  • Total Assets
    27.8B 22.1 %
  • Total Deposits
    15.5B -2.4 %
  • Total Net Loans
    14.7B 8.2 %
  • Net Income
    82.0M -7.3 %
  • Book Value
    7.2B 156.3 %
  • Book Value x2
    14.4B 156.3 %
  • Book Value x3
    21.6B 156.3 %
ROAA

1.164

ROAE

4.522

Efficiency Ratio

49.445

Net Interest Margin

3.802

Balance Sheet Highlights
Financial Highlights National Bank Of Commerce All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 27,805,943 183,777
Total Net Loans 14,663,752 123,165
Total Deposits 15,479,906 152,866
Total Equity 7,216,431 18,609
Profitability
Net Income 82,012 2,365
Return on Average Assets 1.164 1.151
Return on Average Equity 4.522 11.623
Net Interest Margin 3.802 4.221
Efficiency Ratio 49.445 67.669
Noninterest Income/Revenue 18.205 13.632
Balance Sheet Ratios
Loan-to-Deposit 94.728 77.315
Securities/Assets .202 .45
Total Equity/Total Assets .26 .101
Tangible Equity/Tangible Assets .049 -1.947
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,545,922 17,716
Tier 2 Capital 318,317 1,496
Total Capital 1,864,239 19,245
Total Risk Weighted Assets 16,856,083 131,609
Leverage Ratio 6.88 10.317
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.17 15.29
Total Capital Ratio 11.06 16.474

Timeline for National Bank Of Commerce

Suntrust Bank

National Bank Of Commerce was acquired by Suntrust Bank 19 years

View Profile Apr 22 2005

Suntrust Banks, Inc.

Suntrust Banks, Inc. became a new parent organization for National Bank Of Commerce.

View Profile Oct 01 2004

Sti Institutional & Government, Inc.

Sti Institutional & Government, Inc. became a new subsidiary organization for National Bank Of Commerce.

View Profile May 31 2003

Bancmortgage Financial Corporation

Acquisition: National Bank Of Commerce acquired a new subsidiary, Bancmortgage Financial Corporation , 21 years

View Profile Mar 14 2003

Bancmortgage Financial Corporation

Bancmortgage Financial Corporation became a new subsidiary organization for National Bank Of Commerce.

View Profile Dec 06 2002

Want to see more?

Complete timeline for National Bank Of Commerce is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Suntrust Bank Buyer 200,200,764 Pooling of Interests Discontinued 4/22/2005
Bancmortgage Financial Corporation Seller Pooling of Interests Discontinued 3/14/2003
Central Carolina Bank And Trust Company Seller 10,783,464 Pooling of Interests Discontinued 1/1/2002
First Vantage Bank-Tennessee Seller 170,554 Acquisition Discontinued 8/13/2001
Southeastern Mortgage Of Tennessee, Inc Seller Pooling of Interests Discontinued 1/1/2001
Hillsborough Savings Bank, Ssb Seller 152,211 Pooling of Interests Discontinued 7/1/2000
Nbc National Bank Seller 1,082,436 Pooling of Interests Discontinued 5/9/2000
First Bank & Trust Seller 276,866 Pooling of Interests Discontinued 9/18/1999
Nashville Bank Of Commerce Seller 606,440 Pooling of Interests Discontinued 3/1/1999
The Citizens Bank Seller 40,425 Pooling of Interests Discontinued 9/19/1998
Bank Of West Memphis Seller 105,383 Pooling of Interests Discontinued 6/20/1998
Citizens' Bank Seller 58,411 Pooling of Interests Discontinued 6/20/1998
Germantown Trust Savings Bank Seller 104,955 Failure 5/19/1990
State Savings Bank Seller Discontinued 1/3/1967
Relationships Role Relationship Start Relationship End
Suntrust Banks, Inc. Parent 10/1/2004 4/21/2005
National Commerce Financial Corporation Parent 12/31/1982 9/30/2004
National Commerce Financial Corporation Parent 5/19/1971 12/30/1982
Southland Associates, Inc. Subsidary 1/1/2002 4/21/2005
National Commerce Bank Services, Inc. Subsidary 7/31/1997 4/21/2005
National Commerce Real Estate Holding Company Subsidary 9/29/1995 4/21/2005
Sti Institutional & Government, Inc. Subsidary 5/31/2003 4/21/2005
Suntrust Bank, Memphis Foundation, Inc. Subsidary 11/17/2000 4/21/2005
Nbc Investco, Inc. Subsidary 7/30/2001 4/21/2005
Nbc Market South, Inc. Subsidary 7/30/2001 4/21/2005
Suntrust Carolinas Group Foundation, Inc. Subsidary 9/1/2001 4/21/2005
National Commerce Financial Alliance Services Corporation Subsidary 7/24/2002 4/21/2005
Bancmortgage Reinsurance, Ltd Subsidary 12/5/2002 4/21/2005
Nbc Capital Markets Group Subsidary 9/1/2001 2/21/2005
Salem Trust Company Subsidary 1/1/2002 1/7/2005
Nbc Insurance Services, Inc. Subsidary 1/13/1997 1/1/2005
Ncf Financial Services, Inc Subsidary 9/30/2002 1/1/2005
Kenesaw Leasing, Inc. Subsidary 5/9/2000 10/1/2004
J & S Leasing, Inc. Subsidary 5/9/2000 10/1/2004
United Service Corporation Of Anderson, Inc Subsidary 11/19/2001 9/24/2004
Mortgage First Service Corporation Subsidary 11/19/2001 8/20/2004
Sprunt Insurance Company, Ltd Subsidary 1/1/2002 6/23/2004
Nbc Capital North, Inc. Subsidary 7/30/2001 3/26/2003
Bancmortgage Financial Corporation Subsidary 12/6/2002 3/13/2003
American Title And Escrow, Inc. Subsidary 9/18/1999 1/21/2003
Ccb Investment And Insurance Service Corporation Subsidary 1/1/2002 9/16/2002
American Service Corporation Of Sc Subsidary 1/1/2002 8/25/2002
Amfedde, Inc. Subsidary 1/1/2002 1/7/2002
Nbc Capital Markets Group Subsidary 10/1/1986 8/31/2001
Suntrust Carolinas Group Foundation, Inc. Subsidary 12/11/1984 8/31/2001
Southeastern Mortgage Of Tennessee, Inc Subsidary 8/20/1999 12/31/2000
Commerce General Corporation Subsidary 12/17/1968 5/31/2000
Commerce Finance Company Subsidary 2/28/1997 5/31/2000
Commerce Mcgehee Mortgage, Inc. Subsidary 2/15/1972 12/19/1985
Commerce Tower Subsidary 12/1/1974 12/19/1984
Commerce Safe Deposit Corporation Subsidary 7/30/1981 7/1/1982
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