Efficiency Ratio Over Time
Efficiency Ratio National Bank Of Commerce All Insured Commercial Banks in Tennessee
03-31-2005 49.445 67.669
12-31-2004 54.999 67.909
09-30-2004 53.087 67.78
06-30-2004 51.332 67.917
03-31-2004 52.568 67.404
12-31-2003 56.274 67.065
09-30-2003 57.773 66.477
06-30-2003 58.441 67.007
03-31-2003 56.613 67.319
12-31-2002 53.293 65.163