Vitals
  • Total Assets
    183.3M -4.2 %
  • Total Deposits
    149.0M -2.0 %
  • Total Net Loans
    94.7M -6.9 %
  • Net Income
    881000.0000 -70.4 %
  • Book Value
    16.2M -0.8 %
  • Book Value x2
    32.5M -0.8 %
  • Book Value x3
    48.7M -0.8 %
ROAA

.471

ROAE

5.361

Efficiency Ratio

97.705

Net Interest Margin

3.858

Balance Sheet Highlights
Financial Highlights Monterey County Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 183,331 1,346,313
Total Net Loans 94,745 907,793
Total Deposits 148,982 1,084,972
Total Equity 16,248 169,778
Profitability
Net Income 881 12,577
Return on Average Assets .471 .955
Return on Average Equity 5.361 8.072
Net Interest Margin 3.858 3.784
Efficiency Ratio 97.705 64.937
Noninterest Income/Revenue 15.101 13.682
Balance Sheet Ratios
Loan-to-Deposit 63.595 83.983
Securities/Assets .218 .141
Total Equity/Total Assets .089 .126
Tangible Equity/Tangible Assets .088 .113
Capital Adequacy
Tier 1 Common Capital 17,144 147,337
Tier 1 Capital 17,144 147,552
Tier 2 Capital 1,526 11,893
Total Capital 18,670 160,236
Total Risk Weighted Assets 135,947 1,009,488
Leverage Ratio 9.34 11.256
Common Equity Tier 1 Capital Ratio 12.61 14.697
Tier 1 Capital Ratio 12.61 14.792
Total Capital Ratio 13.73 16.005

Timeline for Monterey County Bank

Northern California Bancorp, Inc.

Northern California Bancorp, Inc. became a new parent organization for Monterey County Bank.

View Profile Dec 30 1995

Monterey County Bank

Monterey County Bank was established 47 years ago and is currently headquartered in Monterey, CA.

May 05 1977
Relationships Role Relationship Start Relationship End
Northern California Bancorp, Inc. Parent 12/30/1995
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