Monterey County Bank
Monterey, CA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Monterey County Bank | All Insured Commercial Banks in California |
| 12-31-2016 | 3.858 | 3.784 |
| 09-30-2016 | 3.806 | 3.79 |
| 06-30-2016 | 3.771 | 3.803 |
| 03-31-2016 | 3.754 | 3.805 |
| 12-31-2015 | 4.06 | 3.756 |
| 09-30-2015 | 3.948 | 3.775 |
| 06-30-2015 | 3.97 | 3.782 |
| 03-31-2015 | 3.934 | 3.757 |
| 12-31-2014 | 3.984 | 3.825 |
| 09-30-2014 | 4.03 | 3.815 |
| 06-30-2014 | 3.969 | 3.815 |
| 03-31-2014 | 3.9 | 3.796 |
| 12-31-2013 | 3.575 | 3.877 |
| 09-30-2013 | 3.433 | 3.893 |
| 06-30-2013 | 3.313 | 3.9 |
| 03-31-2013 | 3.37 | 3.87 |
| 12-31-2012 | 3.694 | 4.052 |
| 09-30-2012 | 3.639 | 4.084 |
| 06-30-2012 | 3.581 | 4.092 |
| 03-31-2012 | 3.742 | 4.079 |
| 12-31-2011 | 3.396 | 4.087 |
| 09-30-2011 | 3.283 | 4.096 |
| 06-30-2011 | 3.258 | 4.111 |
| 03-31-2011 | 3.403 | 4.074 |
| 12-31-2010 | 2.956 | 4.047 |
| 09-30-2010 | 2.975 | 4.05 |
| 06-30-2010 | 3.16 | 4.04 |
| 03-31-2010 | 3.287 | 4.004 |
| 12-31-2009 | 3.416 | 3.861 |
| 09-30-2009 | 2.977 | 3.794 |
| 06-30-2009 | 3.204 | 3.736 |
| 03-31-2009 | 3.541 | 3.667 |
| 12-31-2008 | 3.126 | 4.048 |
| 09-30-2008 | 3.2 | 4.13 |
| 06-30-2008 | 3.356 | 4.191 |
| 03-31-2008 | 3.866 | 4.248 |
| 12-31-2007 | 5.075 | 4.737 |
| 09-30-2007 | 5.188 | 4.769 |
| 06-30-2007 | 5.438 | 4.788 |
| 03-31-2007 | 5.622 | 4.777 |
| 12-31-2006 | 6.04 | 5.042 |
| 09-30-2006 | 5.913 | 5.071 |
| 06-30-2006 | 5.791 | 5.04 |
| 03-31-2006 | 5.54 | 4.977 |
| 12-31-2005 | 5.8 | 4.944 |
| 09-30-2005 | 5.63 | 4.892 |
| 06-30-2005 | 5.812 | 4.815 |
| 03-31-2005 | 5.269 | 4.71 |
| 12-31-2004 | 4.922 | 4.519 |
| 09-30-2004 | 4.798 | 4.468 |
| 06-30-2004 | 4.602 | 4.455 |
| 03-31-2004 | 4.674 | 4.465 |
| 12-31-2003 | 4.437 | 4.433 |
| 09-30-2003 | 4.35 | 4.467 |
| 06-30-2003 | 4.297 | 4.53 |
| 03-31-2003 | 4.378 | 4.564 |
| 12-31-2002 | 4.175 | 4.72 |