Vitals
  • Total Assets
    127.8M 12.0 %
  • Total Deposits
    110.2M 9.4 %
  • Total Net Loans
    90.1M 15.5 %
  • Net Income
    974000.0000 18.3 %
  • Book Value
    12.6M 3.0 %
  • Book Value x2
    25.2M 3.0 %
  • Book Value x3
    37.9M 3.0 %
ROAA

.811

ROAE

7.716

Efficiency Ratio

72.137

Net Interest Margin

4.468

Balance Sheet Highlights
Financial Highlights Merchants And Farmers Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 127,813 318,289
Total Net Loans 90,093 216,383
Total Deposits 110,158 263,403
Total Equity 12,620 35,927
Profitability
Net Income 974 3,504
Return on Average Assets .811 .978
Return on Average Equity 7.716 8.333
Net Interest Margin 4.468 3.942
Efficiency Ratio 72.137 67.5
Noninterest Income/Revenue 15.881 22.229
Balance Sheet Ratios
Loan-to-Deposit 81.785 73.916
Securities/Assets .113 .179
Total Equity/Total Assets .099 .113
Tangible Equity/Tangible Assets .099 .105
Capital Adequacy
Tier 1 Common Capital 12,657 33,826
Tier 1 Capital 12,657 33,832
Tier 2 Capital 1,137 2,662
Total Capital 13,794 36,492
Total Risk Weighted Assets 104,761 231,187
Leverage Ratio 9.81 10.961
Common Equity Tier 1 Capital Ratio 12.08 16.798
Tier 1 Capital Ratio 12.08 16.813
Total Capital Ratio 13.17 17.973

Timeline for Merchants And Farmers Bank

M & F Financial Corporation

M & F Financial Corporation became a new parent organization for Merchants And Farmers Bank.

View Profile Jan 23 1984

Merchants And Farmers Bank

Merchants And Farmers Bank was established 115 years ago and is currently headquartered in Dumas, AR.

May 10 1909
Relationships Role Relationship Start Relationship End
M & F Financial Corporation Parent 12/31/1988
M & F Financial Corporation Parent 1/23/1984 12/30/1988
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