Vitals
  • Total Assets
    114.9M -1.2 %
  • Total Deposits
    100.4M -3.1 %
  • Total Net Loans
    84.1M 11.1 %
  • Net Income
    271000.0000 100.7 %
  • Book Value
    11.3M 3.9 %
  • Book Value x2
    22.5M 3.9 %
  • Book Value x3
    33.8M 3.9 %
ROAA

.24

ROAE

2.425

Efficiency Ratio

89.377

Net Interest Margin

3.249

Balance Sheet Highlights
Financial Highlights Mercer Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 114,909 265,966
Total Net Loans 84,093 190,627
Total Deposits 100,441 206,710
Total Equity 11,274 32,574
Profitability
Net Income 271 2,411
Return on Average Assets .24 .564
Return on Average Equity 2.425 4.535
Net Interest Margin 3.249 3.288
Efficiency Ratio 89.377 80.784
Noninterest Income/Revenue 15.598 22.248
Balance Sheet Ratios
Loan-to-Deposit 83.724 89.218
Securities/Assets .128 .114
Total Equity/Total Assets .098 .122
Tangible Equity/Tangible Assets .097 .119
Capital Adequacy
Tier 1 Common Capital 11,207 31,883
Tier 1 Capital 11,207 31,883
Tier 2 Capital 340 1,822
Total Capital 11,547 33,702
Total Risk Weighted Assets 59,518 167,152
Leverage Ratio 9.84 13.259
Common Equity Tier 1 Capital Ratio 18.83 24.788
Tier 1 Capital Ratio 18.83 24.788
Total Capital Ratio 19.4 25.792

Timeline for Mercer Savings Bank

Home Fs And Lc Of Coldwater

Acquisition: Mercer Savings Bank acquired a new subsidiary, Home Fs And Lc Of Coldwater, 37 years

View Profile Jan 01 1987

Mercer Savings Bank

Mercer Savings Bank was established 136 years ago and is currently headquartered in Celina, OH.

Jan 01 1888
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home Fs And Lc Of Coldwater Seller 4,533 Discontinued 1/1/1987
Relationships Role Relationship Start Relationship End
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