Net Income Analysis ( % relative to Total Revenue )
Income Statement Mercer Savings Bank All Insured Savings Banks in Ohio
Interest and Fees on Loans 3,234 8,135
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 3,234 8,138
Investment Interest Income (TE) 345 715
Total Interest Income (TE) 3,674 9,195
Total Interest Expense 260 1,353
Net Interest Income (TE) 3,414 7,724
Non-Interest Income 679 2,631
Adjusted Operating Income (TE) 4,093 12,066
Non-interest Expense 3,658 8,142
Provision for Loan & Lease Losses 83 82
Pretax Operating Income (TE) 352 3,132
Pretax Net Operating Income (TE) 351 3,181
Applicable Income Taxes 53 581
Net Operating Income 271 2,413
Net Income 271 2,411
Cash Dividends Declared — 1,481
Retained Earnings 271 881