Vitals
  • Total Assets
    127.0M 6.5 %
  • Total Deposits
    100.5M 15.7 %
  • Total Net Loans
    105.1M 22.9 %
  • Net Income
    -760000.0000 -250.2 %
  • Book Value
    12.4M -6.1 %
  • Book Value x2
    24.9M -6.1 %
  • Book Value x3
    37.3M -6.1 %
ROAA

-.634

ROAE

-5.858

Efficiency Ratio

89.711

Net Interest Margin

2.926

Balance Sheet Highlights
Financial Highlights F&M Bank And Trust Company All Insured Savings Banks in Missouri
Balance Sheet $(000)
Total Assets 127,016 1,763,995
Total Net Loans 105,138 706,267
Total Deposits 100,460 1,534,022
Total Equity 12,444 165,382
Profitability
Net Income -760 13,515
Return on Average Assets -.634 1.436
Return on Average Equity -5.858 3.55
Net Interest Margin 2.926 2.627
Efficiency Ratio 89.711 84.61
Noninterest Income/Revenue 17.675 34.128
Balance Sheet Ratios
Loan-to-Deposit 104.657 70.262
Securities/Assets .08 .549
Total Equity/Total Assets .098 .094
Tangible Equity/Tangible Assets .087 .093
Capital Adequacy
Tier 1 Common Capital 9,788 168,416
Tier 1 Capital 9,788 168,416
Tier 2 Capital 1,153 5,477
Total Capital 10,941 173,893
Total Risk Weighted Assets 91,318 710,020
Leverage Ratio 8.06 28.254
Common Equity Tier 1 Capital Ratio 10.72 71.923
Tier 1 Capital Ratio 10.72 71.923
Total Capital Ratio 11.98 72.751

Timeline for F&M Bank And Trust Company

American Loan And Savings Association

Acquisition: F&M Bank And Trust Company acquired a new subsidiary, American Loan And Savings Association, 7 years

View Profile Oct 08 2016

Farmers & Merchants Bank And Trust Company

Acquisition: F&M Bank And Trust Company acquired a new subsidiary, Farmers & Merchants Bank And Trust Company, 17 years

View Profile Sep 16 2006

Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. became a new parent organization for F&M Bank And Trust Company.

View Profile Sep 16 2006

F&M Bank And Trust Company

F&M Bank And Trust Company was established 138 years ago and is currently headquartered in Hannibal, MO.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Loan And Savings Association Seller 4,233 Acquisition Discontinued 10/8/2016
Farmers & Merchants Bank And Trust Company Seller 88,901 Discontinued 9/16/2006
Relationships Role Relationship Start Relationship End
Farmers & Merchants Bancorp, Inc. Parent 7/21/2011
Farmers & Merchants Bancorp, Inc. Parent 4/1/2011 7/20/2011
Farmers & Merchants Bancorp, Inc. Parent 9/16/2006 3/31/2011
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