Vitals
  • Total Assets
    240.4M -48.0 %
  • Total Deposits
    192.4M -52.2 %
  • Total Net Loans
    13.8M -95.8 %
  • Net Income
    361000.0000 -91.6 %
  • Book Value
    47.2M 2.0 %
  • Book Value x2
    94.4M 2.0 %
  • Book Value x3
    141.6M 2.0 %
ROAA

.17

ROAE

1.016

Efficiency Ratio

333.299

Net Interest Margin

4.394

Balance Sheet Highlights
Financial Highlights Main Street Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 240,359 236,830
Total Net Loans 13,796 125,178
Total Deposits 192,374 202,598
Total Equity 47,199 25,710
Profitability
Net Income 361 1,739
Return on Average Assets .17 .986
Return on Average Equity 1.016 9.388
Net Interest Margin 4.394 4.026
Efficiency Ratio 333.299 70.717
Noninterest Income/Revenue -97.269 14.426
Balance Sheet Ratios
Loan-to-Deposit 7.171 59.302
Securities/Assets .238
Total Equity/Total Assets .196 .109
Tangible Equity/Tangible Assets .188 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 45,281 22,973
Tier 2 Capital 144 1,630
Total Capital 45,425 24,610
Total Risk Weighted Assets 22,136 140,260
Leverage Ratio 18.3 10.153
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 204.56 18.324
Total Capital Ratio 205.21 19.443

Timeline for Main Street Bank

Ms Financial, Inc.

Ms Financial, Inc. became a new parent organization for Main Street Bank.

View Profile Feb 28 2007

Sun Belt Bancshares Corporation

Sun Belt Bancshares Corporation became a new parent organization for Main Street Bank.

View Profile Dec 19 1997

Main Street Bank

Main Street Bank was established 40 years ago and is currently headquartered in Kingwood, TX.

Jan 16 1984

East-Tex Bancorp, Inc.

East-Tex Bancorp, Inc. became a new parent organization for Main Street Bank.

View Profile Jan 16 1984
Relationships Role Relationship Start Relationship End
Ms Financial, Inc. Parent 2/28/2007 11/4/2011
Sun Belt Bancshares Corporation Parent 12/2/1998 3/3/2000
Sun Belt Bancshares Corporation Parent 3/12/1998 12/1/1998
Sun Belt Bancshares Corporation Parent 12/19/1997 3/11/1998
East-Tex Bancorp, Inc. Parent 1/16/1984 1/14/1987
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