Lighthouse Bank
Santa Cruz, CA — Non-member Bank
Active
Vitals
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Total Assets218.1M 19.8 %
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Total Deposits186.6M 23.0 %
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Total Net Loans164.8M 23.3 %
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Net Income2.5M 7.8 %
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Book Value30.9M 12.0 %
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Book Value x261.7M 12.0 %
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Book Value x392.6M 12.0 %
Balance Sheet Highlights
Financial Highlights | Lighthouse Bank | All Insured Commercial Banks in California |
Balance Sheet $(000) | ||
Total Assets | 218,069 | 1,346,313 |
Total Net Loans | 164,767 | 907,793 |
Total Deposits | 186,636 | 1,084,972 |
Total Equity | 30,872 | 169,778 |
Profitability | ||
Net Income | 2,533 | 12,577 |
Return on Average Assets | 1.276 | .955 |
Return on Average Equity | 8.695 | 8.072 |
Net Interest Margin | 4.977 | 3.784 |
Efficiency Ratio | 51.367 | 64.937 |
Noninterest Income/Revenue | 2.758 | 13.682 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 88.283 | 83.983 |
Securities/Assets | .048 | .141 |
Total Equity/Total Assets | .142 | .126 |
Tangible Equity/Tangible Assets | .142 | .113 |
Capital Adequacy | ||
Tier 1 Common Capital | 30,869 | 147,337 |
Tier 1 Capital | 30,869 | 147,552 |
Tier 2 Capital | 2,617 | 11,893 |
Total Capital | 33,486 | 160,236 |
Total Risk Weighted Assets | 207,802 | 1,009,488 |
Leverage Ratio | 14.42 | 11.256 |
Common Equity Tier 1 Capital Ratio | 14.86 | 14.697 |
Tier 1 Capital Ratio | 14.86 | 14.792 |
Total Capital Ratio | 16.11 | 16.005 |
Timeline for Lighthouse Bank
Lighthouse Bank
Lighthouse Bank was established 16 years ago and is currently headquartered in Santa Cruz, CA.
Oct 29 2007Relationships | Role | Relationship Start | Relationship End |
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