Vitals
  • Total Assets
    126.0M 8.7 %
  • Total Deposits
    110.6M 12.2 %
  • Total Net Loans
    79.7M 6.3 %
  • Net Income
    1.5M -7.9 %
  • Book Value
    13.8M 1.2 %
  • Book Value x2
    27.6M 1.2 %
  • Book Value x3
    41.4M 1.2 %
ROAA

1.26

ROAE

10.846

Efficiency Ratio

67.197

Net Interest Margin

3.865

Balance Sheet Highlights
Financial Highlights Liberty First Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 125,959 256,123
Total Net Loans 79,679 160,108
Total Deposits 110,587 221,413
Total Equity 13,806 27,434
Profitability
Net Income 1,476 2,812
Return on Average Assets 1.26 .99
Return on Average Equity 10.846 8.811
Net Interest Margin 3.865 4.031
Efficiency Ratio 67.197 72.067
Noninterest Income/Revenue 7.991 19.316
Balance Sheet Ratios
Loan-to-Deposit 72.051 70.662
Securities/Assets .256 .165
Total Equity/Total Assets .11 .107
Tangible Equity/Tangible Assets .11 .105
Capital Adequacy
Tier 1 Common Capital 14,173 26,376
Tier 1 Capital 14,173 26,452
Tier 2 Capital 862 1,919
Total Capital 15,035 28,453
Total Risk Weighted Assets 84,505 174,280
Leverage Ratio 12.08 10.62
Common Equity Tier 1 Capital Ratio 16.77 16.191
Tier 1 Capital Ratio 16.77 16.286
Total Capital Ratio 17.79 17.433

Timeline for Liberty First Bank

Liberty First Bank

Liberty First Bank was established 18 years ago and is currently headquartered in Monroe, GA.

Jun 13 2006
Relationships Role Relationship Start Relationship End
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