Vitals
  • Total Assets
    130.5M 14.1 %
  • Total Deposits
    115.7M 16.8 %
  • Total Net Loans
    63.5M 5.7 %
  • Net Income
    731000.0000 -19.8 %
  • Book Value
    14.6M -3.4 %
  • Book Value x2
    29.2M -3.4 %
  • Book Value x3
    43.9M -3.4 %
ROAA

.588

ROAE

4.754

Efficiency Ratio

77.666

Net Interest Margin

4.963

Balance Sheet Highlights
Financial Highlights Liberty Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 130,506 266,812
Total Net Loans 63,461 157,006
Total Deposits 115,690 227,200
Total Equity 14,619 30,855
Profitability
Net Income 731 2,603
Return on Average Assets .588 .91
Return on Average Equity 4.754 7.525
Net Interest Margin 4.963 3.872
Efficiency Ratio 77.666 69.238
Noninterest Income/Revenue 13.029 15.218
Balance Sheet Ratios
Loan-to-Deposit 54.854 65.031
Securities/Assets .344 .23
Total Equity/Total Assets .112 .116
Tangible Equity/Tangible Assets .112 .114
Capital Adequacy
Tier 1 Common Capital 14,930 30,655
Tier 1 Capital 14,930 30,655
Tier 2 Capital 652 1,864
Total Capital 15,582 32,526
Total Risk Weighted Assets 92,524 184,216
Leverage Ratio 11.55 11.829
Common Equity Tier 1 Capital Ratio 16.14 18.757
Tier 1 Capital Ratio 16.14 18.762
Total Capital Ratio 16.84 19.824

Timeline for Liberty Bank

The Peoples Bank

Acquisition: Liberty Bank acquired a new subsidiary, The Peoples Bank, 37 years

View Profile Apr 23 1987

First Bancorporation Of Geraldine, Inc.

First Bancorporation Of Geraldine, Inc. became a new parent organization for Liberty Bank.

View Profile Mar 31 1983

Liberty Bank

Liberty Bank was established 53 years ago and is currently headquartered in Geraldine, AL.

May 29 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Peoples Bank Seller 11,896 Failure 4/23/1987
Relationships Role Relationship Start Relationship End
First Bancorporation Of Geraldine, Inc. Parent 11/9/2009
First Bancorporation Of Geraldine, Inc. Parent 3/31/1983 11/8/2009
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