Liberty Bank, Ssb Financial Statements & Health Reports

Acquired Aug 2004

Vitals

ROAA

.9

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Liberty Bank, Ssb	All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets	175,065	481,233
Total Net Loans	118,560	369,704
Total Deposits	158,140	327,156
Total Equity	16,527	45,956
Profitability
Net Income	867	18,486
Return on Average Assets	.9	1.446
Return on Average Equity	10.763	12.081
Net Interest Margin	3.577	4.037
Efficiency Ratio	67.05	69.012
Noninterest Income/Revenue	17.395	15.07
Balance Sheet Ratios
Loan-to-Deposit	74.972	79.53
Securities/Assets		.397
Total Equity/Total Assets	.094	.095
Tangible Equity/Tangible Assets	.094	.059
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	16,445	39,261
Tier 2 Capital	1,633	2,743
Total Capital	18,078	42,325
Total Risk Weighted Assets	130,535	337,442
Leverage Ratio	8.91	9.222
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	12.6	14.911
Total Capital Ratio	13.85	15.956

Liberty Bank, Ssb was acquired by Prosperity Bank 19 years

View Profile Aug 01 2004

Liberty Bank, Ssb was established 38 years ago and is currently headquartered in Austin, TX.

Apr 01 1986

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Prosperity Bank	Buyer	21,390,286	Acquisition	Discontinued	8/1/2004

Relationships	Role	Relationship Start	Relationship End

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