Vitals
  • Total Assets
    77.5M 7.5 %
  • Total Deposits
    69.1M 9.8 %
  • Total Net Loans
    48.7M 22.9 %
  • Net Income
    -372000.0000 -48.2 %
  • Book Value
    3.5M -17.3 %
  • Book Value x2
    7.1M -17.3 %
  • Book Value x3
    10.6M -17.3 %
ROAA

-.48

ROAE

-8.712

Efficiency Ratio

105.525

Net Interest Margin

3.405

Balance Sheet Highlights
Financial Highlights Legacy State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 77,491 256,123
Total Net Loans 48,723 160,108
Total Deposits 69,115 221,413
Total Equity 3,534 27,434
Profitability
Net Income -372 2,812
Return on Average Assets -.48 .99
Return on Average Equity -8.712 8.811
Net Interest Margin 3.405 4.031
Efficiency Ratio 105.525 72.067
Noninterest Income/Revenue 12.312 19.316
Balance Sheet Ratios
Loan-to-Deposit 70.496 70.662
Securities/Assets .168 .165
Total Equity/Total Assets .046 .107
Tangible Equity/Tangible Assets .035 .105
Capital Adequacy
Tier 1 Common Capital 3,215 26,376
Tier 1 Capital 4,055 26,452
Tier 2 Capital 616 1,919
Total Capital 4,671 28,453
Total Risk Weighted Assets 58,747 174,280
Leverage Ratio 5.14 10.62
Common Equity Tier 1 Capital Ratio 5.47 16.191
Tier 1 Capital Ratio 6.9 16.286
Total Capital Ratio 7.95 17.433

Timeline for Legacy State Bank

Legacy State Bank

Legacy State Bank was established 19 years ago and is currently headquartered in Loganville, GA.

Mar 15 2005
Relationships Role Relationship Start Relationship End
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