Vitals
  • Total Assets
    100.6M 6.4 %
  • Total Deposits
    93.3M 6.9 %
  • Total Net Loans
    73.2M 11.3 %
  • Net Income
    273000.0000 5.0 %
  • Book Value
    7.2M 3.6 %
  • Book Value x2
    14.4M 3.6 %
  • Book Value x3
    21.6M 3.6 %
ROAA

.279

ROAE

3.87

Efficiency Ratio

93.719

Net Interest Margin

3.806

Balance Sheet Highlights
Financial Highlights Legacy Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 100,636 198,346
Total Net Loans 73,244 133,864
Total Deposits 93,302 165,124
Total Equity 7,198 22,060
Profitability
Net Income 273 2,310
Return on Average Assets .279 1.15
Return on Average Equity 3.87 9.92
Net Interest Margin 3.806 3.587
Efficiency Ratio 93.719 60.34
Noninterest Income/Revenue 21.081 13.494
Balance Sheet Ratios
Loan-to-Deposit 78.502 77.091
Securities/Assets .127 .197
Total Equity/Total Assets .072 .111
Tangible Equity/Tangible Assets .071 .107
Capital Adequacy
Tier 1 Common Capital 7,159 21,135
Tier 1 Capital 7,159 21,140
Tier 2 Capital 892 1,625
Total Capital 8,051 22,777
Total Risk Weighted Assets 74,253 151,308
Leverage Ratio 7.19 10.944
Common Equity Tier 1 Capital Ratio 9.64 15.631
Tier 1 Capital Ratio 9.64 15.631
Total Capital Ratio 10.84 16.675

Timeline for Legacy Bank

Fsb Building Corporation

Acquisition: Legacy Bank acquired a new subsidiary, Fsb Building Corporation , 28 years

View Profile Dec 31 1995

F. S. Bancor, Inc.

F. S. Bancor, Inc. became a new parent organization for Legacy Bank.

View Profile Mar 15 1976

Fsb Building Corporation

Fsb Building Corporation became a new subsidiary organization for Legacy Bank.

View Profile Mar 15 1976

Legacy Bank

Legacy Bank was established 120 years ago and is currently headquartered in Altoona, IA.

Jan 01 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fsb Building Corporation Seller Acquisition Discontinued 12/31/1995
Relationships Role Relationship Start Relationship End
F. S. Bancor, Inc. Parent 11/1/1999
F. S. Bancor, Inc. Parent 12/31/1996 10/31/1999
F. S. Bancor, Inc. Parent 12/31/1993 12/30/1996
F. S. Bancor, Inc. Parent 12/31/1979 12/30/1993
F. S. Bancor, Inc. Parent 3/15/1976 12/30/1979
Fsb Building Corporation Subsidary 3/15/1976 12/30/1995
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