Legacy Bank, N.A. Financial Statements & Health Reports

Acquired Feb 2007

Vitals

ROAA

.68

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Legacy Bank, N.A.	All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets	87,235	538,821
Total Net Loans	62,697	459,012
Total Deposits	75,923	407,752
Total Equity	11,030	64,695
Profitability
Net Income	556	21,354
Return on Average Assets	.68	1.801
Return on Average Equity	5.27	13.05
Net Interest Margin	6.247	5.042
Efficiency Ratio	88.139	80.037
Noninterest Income/Revenue	11.534	15.918
Balance Sheet Ratios
Loan-to-Deposit	82.58	88.33
Securities/Assets	.085	.56
Total Equity/Total Assets	.126	.12
Tangible Equity/Tangible Assets	.125	-.229
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	10,964	56,236
Tier 2 Capital	942	6,853
Total Capital	11,906	61,854
Total Risk Weighted Assets	74,357	435,700
Leverage Ratio	12.84	14.869
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	14.75	19.115
Total Capital Ratio	16.01	20.236

Legacy Bank, N.A. was acquired by United Security Bank 17 years

View Profile Feb 17 2007

Legacy Bank, N.A. was established 20 years ago and is currently headquartered in Campbell, CA.

Oct 01 2003

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
United Security Bank	Buyer	783,168	Acquisition	Discontinued	2/17/2007

Relationships	Role	Relationship Start	Relationship End

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