Vitals
  • Total Assets
    91.3M 4.2 %
  • Total Deposits
    75.0M 5.1 %
  • Total Net Loans
    51.2M -1.0 %
  • Net Income
    631000.0000 7.9 %
  • Book Value
    15.0M -0.2 %
  • Book Value x2
    30.0M -0.2 %
  • Book Value x3
    45.0M -0.2 %
ROAA

.708

ROAE

4.138

Efficiency Ratio

69.368

Net Interest Margin

3.336

Balance Sheet Highlights
Financial Highlights The First Central National Bank Of St. Paris All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 91,325 361,398
Total Net Loans 51,200 246,196
Total Deposits 75,022 299,385
Total Equity 14,999 40,120
Profitability
Net Income 631 3,580
Return on Average Assets .708 .879
Return on Average Equity 4.138 7.888
Net Interest Margin 3.336 3.69
Efficiency Ratio 69.368 68.453
Noninterest Income/Revenue 9.719 19.831
Balance Sheet Ratios
Loan-to-Deposit 68.247 76.786
Securities/Assets .279 .197
Total Equity/Total Assets .164 .111
Tangible Equity/Tangible Assets .164 .102
Capital Adequacy
Tier 1 Common Capital 15,468 37,120
Tier 1 Capital 15,468 37,403
Tier 2 Capital 485 2,742
Total Capital 15,953 40,139
Total Risk Weighted Assets 58,712 260,858
Leverage Ratio 16.96 10.639
Common Equity Tier 1 Capital Ratio 26.35 16.715
Tier 1 Capital Ratio 26.35 16.742
Total Capital Ratio 27.17 17.824

Timeline for The First Central National Bank Of St. Paris

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for The First Central National Bank Of St. Paris.

View Profile Feb 26 1992

The First Central National Bank Of St. Paris

The First Central National Bank Of St. Paris was established 143 years ago and is currently headquartered in St. Paris, OH.

Aug 08 1880
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 2/26/1992
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