Legacy Bank, N.A.
Campbell, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Legacy Bank, N.A. | All Insured Commercial Banks in California |
Interest and Fees on Loans | 6,027 | 36,760 |
Income from Lease Financing Receivables | — | 8,388 |
— | 1,735 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 860 |
Income on Loans and Leases (TE) | 6,027 | 35,391 |
Investment Interest Income (TE) | 294 | 11,599 |
Total Interest Income (TE) | 6,688 | 34,616 |
Total Interest Expense | 1,810 | 11,306 |
Net Interest Income (TE) | 4,878 | 22,693 |
Non-Interest Income | 872 | 6,554 |
Adjusted Operating Income (TE) | 5,750 | 28,940 |
Non-interest Expense | 5,068 | 15,946 |
Provision for Loan & Lease Losses | 125 | 2,224 |
Pretax Operating Income (TE) | 557 | 33,818 |
Pretax Net Operating Income (TE) | 557 | 33,715 |
Applicable Income Taxes | 1 | 11,195 |
Net Operating Income | 556 | 21,489 |
Net Income | 556 | 21,354 |
Cash Dividends Declared | — | 24,953 |
Retained Earnings | 556 | 11,045 |