Vitals
  • Total Assets
    111.2M -6.6 %
  • Total Deposits
    94.5M -0.7 %
  • Total Net Loans
    82.7M -10.9 %
  • Net Income
    44000.0000 -80.3 %
  • Book Value
    7.9M -8.2 %
  • Book Value x2
    15.8M -8.2 %
  • Book Value x3
    23.8M -8.2 %
ROAA

.05

ROAE

.681

Efficiency Ratio

93.575

Net Interest Margin

3.896

Balance Sheet Highlights
Financial Highlights Kentucky Trust Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 111,175 168,533
Total Net Loans 82,747 114,262
Total Deposits 94,476 135,602
Total Equity 7,918 18,181
Profitability
Net Income 44 2,003
Return on Average Assets .05 1.209
Return on Average Equity .681 11.124
Net Interest Margin 3.896 4.06
Efficiency Ratio 93.575 65.924
Noninterest Income/Revenue 22.36 11.241
Balance Sheet Ratios
Loan-to-Deposit 87.585 82.106
Securities/Assets .157 .316
Total Equity/Total Assets .071 .108
Tangible Equity/Tangible Assets .071 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,092 17,026
Tier 2 Capital 1,081 1,300
Total Capital 9,173 18,327
Total Risk Weighted Assets 86,253 117,360
Leverage Ratio 7.02 10.893
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.38 16.405
Total Capital Ratio 10.63 17.524

Timeline for Kentucky Trust Bank

Pbi Bank

Kentucky Trust Bank was acquired by Pbi Bank 16 years

View Profile Oct 01 2007

Ohio County Bancshares, Inc.

Ohio County Bancshares, Inc. became a new parent organization for Kentucky Trust Bank.

View Profile Jan 08 1979

Kentucky Trust Bank

Kentucky Trust Bank was established 134 years ago and is currently headquartered in Beaver Dam, KY.

Feb 21 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pbi Bank Buyer 914,605 Acquisition Discontinued 10/1/2007
Relationships Role Relationship Start Relationship End
Ohio County Bancshares, Inc. Parent 4/9/1999 9/30/2007
Ohio County Bancshares, Inc. Parent 12/31/1992 4/8/1999
Ohio County Bancshares, Inc. Parent 12/31/1988 12/30/1992
Ohio County Bancshares, Inc. Parent 12/31/1982 12/30/1988
Ohio County Bancshares, Inc. Parent 12/31/1980 12/30/1982
Ohio County Bancshares, Inc. Parent 1/8/1979 12/30/1980
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