Kentucky Trust Bank
Beaver Dam, KY — Domestic Branch of a Domestic Bank
Acquired Oct 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Kentucky Trust Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 5,225 | 6,692 |
Income from Lease Financing Receivables | — | 218 |
— | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 5,225 | 6,723 |
Investment Interest Income (TE) | 632 | 1,322 |
Total Interest Income (TE) | 6,014 | 8,343 |
Total Interest Expense | 2,814 | 3,731 |
Net Interest Income (TE) | 3,200 | 4,589 |
Non-Interest Income | 1,732 | 1,057 |
Adjusted Operating Income (TE) | 4,932 | 5,681 |
Non-interest Expense | 4,615 | 3,728 |
Provision for Loan & Lease Losses | 123 | 379 |
Pretax Operating Income (TE) | 194 | 2,571 |
Pretax Net Operating Income (TE) | 194 | 2,570 |
Applicable Income Taxes | 137 | 913 |
Net Operating Income | 44 | 2,003 |
Net Income | 44 | 2,003 |
Cash Dividends Declared | 980 | 1,462 |
Retained Earnings | — | 1,157 |