Vitals
  • Total Assets
    173.9M -6.0 %
  • Total Deposits
    154.6M 0.4 %
  • Total Net Loans
    112.6M 4.6 %
  • Net Income
    2.5M 12.6 %
  • Book Value
    18.4M 3.2 %
  • Book Value x2
    36.9M 3.2 %
  • Book Value x3
    55.3M 3.2 %
ROAA

1.377

ROAE

13.269

Efficiency Ratio

66.367

Net Interest Margin

3.819

Balance Sheet Highlights
Financial Highlights Interstate Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 173,933 699,407
Total Net Loans 112,597 487,746
Total Deposits 154,584 520,110
Total Equity 18,436 100,964
Profitability
Net Income 2,451 10,708
Return on Average Assets 1.377 1.001
Return on Average Equity 13.269 8.837
Net Interest Margin 3.819 4.122
Efficiency Ratio 66.367 69.901
Noninterest Income/Revenue 23.712 22.526
Balance Sheet Ratios
Loan-to-Deposit 72.839 87.04
Securities/Assets .251 .148
Total Equity/Total Assets .106 .144
Tangible Equity/Tangible Assets .102 .13
Capital Adequacy
Tier 1 Common Capital 17,700 94,270
Tier 1 Capital 17,700 94,270
Tier 2 Capital 1,219 4,738
Total Capital 18,919 99,006
Total Risk Weighted Assets 130,373 501,775
Leverage Ratio 10.2 11.157
Common Equity Tier 1 Capital Ratio 13.58 17.175
Tier 1 Capital Ratio 13.58 17.194
Total Capital Ratio 14.51 18.145

Timeline for Interstate Bank, Ssb

Isb Holdings, Inc.

Isb Holdings, Inc. became a new parent organization for Interstate Bank, Ssb.

View Profile Aug 31 2010

Ultimate Mortgage Corporation

Acquisition: Interstate Bank, Ssb acquired a new subsidiary, Ultimate Mortgage Corporation , 20 years

View Profile Feb 28 2004

Ultimate Mortgage Corporation

Ultimate Mortgage Corporation became a new subsidiary organization for Interstate Bank, Ssb.

View Profile Dec 31 2003

Isb Delaware Holdings, Inc.

Isb Delaware Holdings, Inc. became a new parent organization for Interstate Bank, Ssb.

View Profile Sep 30 2002

Interstate Insurance Agency, Llc

Interstate Insurance Agency, Llc became a new subsidiary organization for Interstate Bank, Ssb.

View Profile Sep 30 2002

Want to see more?

Complete timeline for Interstate Bank, Ssb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ultimate Mortgage Corporation Seller Pooling of Interests Discontinued 2/28/2004
Relationships Role Relationship Start Relationship End
Isb Holdings, Inc. Parent 8/31/2010
Isb Delaware Holdings, Inc. Parent 9/30/2002 8/30/2010
Interstate Insurance Agency, Llc Subsidary 9/30/2002
Ultimate Mortgage Corporation Subsidary 12/31/2003 2/27/2004
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