Vitals
  • Total Assets
    126.7M 9.3 %
  • Total Deposits
    113.8M 11.5 %
  • Total Net Loans
    114.6M 9.2 %
  • Net Income
    1.2M 8.8 %
  • Book Value
    12.7M 8.1 %
  • Book Value x2
    25.5M 8.1 %
  • Book Value x3
    38.2M 8.1 %
ROAA

.95

ROAE

9.585

Efficiency Ratio

64.356

Net Interest Margin

4.235

Balance Sheet Highlights
Financial Highlights Huron Valley State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 126,662 330,697
Total Net Loans 114,556 227,599
Total Deposits 113,771 278,247
Total Equity 12,737 33,935
Profitability
Net Income 1,172 3,589
Return on Average Assets .95 .954
Return on Average Equity 9.585 8.772
Net Interest Margin 4.235 3.821
Efficiency Ratio 64.356 71.925
Noninterest Income/Revenue 9.584 24.061
Balance Sheet Ratios
Loan-to-Deposit 100.69 76.845
Securities/Assets .02 .16
Total Equity/Total Assets .101 .103
Tangible Equity/Tangible Assets .101 .098
Capital Adequacy
Tier 1 Common Capital 12,715 32,553
Tier 1 Capital 12,715 32,664
Tier 2 Capital 1,215 2,479
Total Capital 13,930 35,133
Total Risk Weighted Assets 116,473 242,208
Leverage Ratio 9.98 10.341
Common Equity Tier 1 Capital Ratio 10.92 15.339
Tier 1 Capital Ratio 10.92 15.393
Total Capital Ratio 11.96 16.423

Timeline for Huron Valley State Bank

Huron Valley Bancorp, Inc.

Huron Valley Bancorp, Inc. became a new parent organization for Huron Valley State Bank.

View Profile Sep 01 2015

Huron Valley State Bank

Huron Valley State Bank was established 18 years ago and is currently headquartered in Milford, MI.

Aug 15 2005

Clarkston Financial Corporation

Clarkston Financial Corporation became a new parent organization for Huron Valley State Bank.

View Profile Aug 15 2005
Relationships Role Relationship Start Relationship End
Huron Valley Bancorp, Inc. Parent 9/1/2015
Clarkston Financial Corporation Parent 8/15/2005 7/9/2008
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