Vitals
  • Total Assets
    131.2M 9.1 %
  • Total Deposits
    103.2M 11.3 %
  • Total Net Loans
    110.0M 20.0 %
  • Net Income
    1.2M 58.0 %
  • Book Value
    13.4M 12.8 %
  • Book Value x2
    26.8M 12.8 %
  • Book Value x3
    40.1M 12.8 %
ROAA

.953

ROAE

9.543

Efficiency Ratio

56.663

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights Horizon Bank And Trust Company All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 131,231 1,731,156
Total Net Loans 109,957 949,362
Total Deposits 103,163 1,231,161
Total Equity 13,377 168,706
Profitability
Net Income 1,204 39,456
Return on Average Assets .953 1.006
Return on Average Equity 9.543 10.916
Net Interest Margin 3.734 3.696
Efficiency Ratio 56.663 72.318
Noninterest Income/Revenue 4.308 40.133
Balance Sheet Ratios
Loan-to-Deposit 106.586 76.511
Securities/Assets .099 1.194
Total Equity/Total Assets .102 .097
Tangible Equity/Tangible Assets .102 -.065
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,245 99,646
Tier 2 Capital 1,466 31,886
Total Capital 14,711 118,369
Total Risk Weighted Assets 116,958 965,537
Leverage Ratio 10.27 9.005
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.32 14.685
Total Capital Ratio 12.58 15.723

Timeline for Horizon Bank And Trust Company

South Shore Bank

Horizon Bank And Trust Company was acquired by South Shore Bank 20 years

View Profile Feb 20 2004

Horizon Bank And Trust Company

Horizon Bank And Trust Company was established 25 years ago and is currently headquartered in Braintree, MA.

Jun 15 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Shore Bank Buyer 1,058,656 Acquisition Discontinued 2/20/2004
Relationships Role Relationship Start Relationship End
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