Vitals
  • Total Assets
    572.1M 5.3 %
  • Total Deposits
    502.2M 3.4 %
  • Total Net Loans
    345.6M 8.4 %
  • Net Income
    6.2M 3.3 %
  • Book Value
    56.6M 2.0 %
  • Book Value x2
    113.2M 2.0 %
  • Book Value x3
    169.8M 2.0 %
ROAA

1.096

ROAE

10.825

Efficiency Ratio

58.874

Net Interest Margin

3.809

Balance Sheet Highlights
Financial Highlights Hometown Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 572,149 358,087
Total Net Loans 345,606 213,533
Total Deposits 502,158 308,027
Total Equity 56,595 38,740
Profitability
Net Income 6,226 3,845
Return on Average Assets 1.096 1.025
Return on Average Equity 10.825 9.415
Net Interest Margin 3.809 3.773
Efficiency Ratio 58.874 66.762
Noninterest Income/Revenue 7.837 16.375
Balance Sheet Ratios
Loan-to-Deposit 68.824 65.494
Securities/Assets .348 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 58,746 37,278
Tier 1 Capital 58,746 37,303
Tier 2 Capital 4,071 2,526
Total Capital 62,817 39,866
Total Risk Weighted Assets 368,194 237,367
Leverage Ratio 10.05 10.563
Common Equity Tier 1 Capital Ratio 15.96 18.073
Tier 1 Capital Ratio 15.96 18.097
Total Capital Ratio 17.06 19.169

Timeline for Hometown Bank, National Association

Citizens Bank

Acquisition: Hometown Bank, National Association acquired a new subsidiary, Citizens Bank, 34 years

View Profile Oct 13 1989

Moody Bank Holding Company, Inc.

Moody Bank Holding Company, Inc. became a new parent organization for Hometown Bank, National Association.

View Profile Dec 29 1988

Hometown Bank, National Association

Hometown Bank, National Association was established 57 years ago and is currently headquartered in Galveston, TX.

Jun 27 1966

Galveston City National Corporation

Galveston City National Corporation became a new parent organization for Hometown Bank, National Association.

View Profile Jun 27 1966
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Seller 31,307 Failure 10/13/1989
Relationships Role Relationship Start Relationship End
Moody Bank Holding Company, Inc. Parent 7/29/1997
Moody Bank Holding Company, Inc. Parent 12/29/1988 7/28/1997
Galveston City National Corporation Parent 12/31/1970 12/28/1988
Galveston City National Corporation Parent 6/27/1966 12/30/1970
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