Vitals
  • Total Assets
    98.7M 14.8 %
  • Total Deposits
    85.7M 14.7 %
  • Total Net Loans
    49.3M 11.1 %
  • Net Income
    641000.0000 49.1 %
  • Book Value
    7.8M 4.7 %
  • Book Value x2
    15.6M 4.7 %
  • Book Value x3
    23.4M 4.7 %
ROAA

.697

ROAE

8.266

Efficiency Ratio

77.083

Net Interest Margin

3.727

Balance Sheet Highlights
Financial Highlights Home Loan State Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 98,672 406,389
Total Net Loans 49,338 257,573
Total Deposits 85,668 344,879
Total Equity 7,810 40,990
Profitability
Net Income 641 4,034
Return on Average Assets .697 1.068
Return on Average Equity 8.266 9.983
Net Interest Margin 3.727 3.933
Efficiency Ratio 77.083 70.399
Noninterest Income/Revenue 12.256 23.071
Balance Sheet Ratios
Loan-to-Deposit 57.592 73.804
Securities/Assets .4 .203
Total Equity/Total Assets .079 .101
Tangible Equity/Tangible Assets .049 .096
Capital Adequacy
Tier 1 Common Capital 5,226 39,094
Tier 1 Capital 8,181 39,135
Tier 2 Capital 616 3,076
Total Capital 8,797 42,210
Total Risk Weighted Assets 66,975 288,026
Leverage Ratio 8.17 10.22
Common Equity Tier 1 Capital Ratio 7.8 15.667
Tier 1 Capital Ratio 12.22 15.699
Total Capital Ratio 13.13 16.831

Timeline for Home Loan State Bank

Home Loan State Bank

Home Loan State Bank was established 63 years ago and is currently headquartered in Grand Junction, CO.

Dec 16 1960
Relationships Role Relationship Start Relationship End
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