Heritage Community Bank
Danville, KY — Domestic Branch of a Domestic Bank
Acquired Jun 2005
Vitals
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Total Assets94.6M 2.1 %
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Total Deposits70.3M 1.4 %
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Total Net Loans79.9M -4.3 %
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Net Income190000.0000 -24.9 %
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Book Value9.4M 37.1 %
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Book Value x218.7M 37.1 %
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Book Value x328.1M 37.1 %
Balance Sheet Highlights
| Financial Highlights | Heritage Community Bank | All Insured Commercial Banks in Kentucky |
| Balance Sheet $(000) | ||
| Total Assets | 94,556 | 145,456 |
| Total Net Loans | 79,940 | 97,460 |
| Total Deposits | 70,326 | 117,568 |
| Total Equity | 9,354 | 14,761 |
| Profitability | ||
| Net Income | 190 | 705 |
| Return on Average Assets | .781 | 1.273 |
| Return on Average Equity | 8.226 | 12.421 |
| Net Interest Margin | 4.031 | 4.084 |
| Efficiency Ratio | 81.818 | 64.354 |
| Noninterest Income/Revenue | 7.602 | 12.577 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 113.671 | 80.222 |
| Securities/Assets | .018 | .378 |
| Total Equity/Total Assets | .099 | .101 |
| Tangible Equity/Tangible Assets | .099 | .046 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 9,258 | 14,344 |
| Tier 2 Capital | 961 | 1,144 |
| Total Capital | 10,219 | 15,488 |
| Total Risk Weighted Assets | 76,080 | 98,176 |
| Leverage Ratio | 9.52 | 10.194 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 12.17 | 16.013 |
| Total Capital Ratio | 13.43 | 17.173 |
Timeline for Heritage Community Bank
Community Trust Bank, Inc.
Heritage Community Bank was acquired by Community Trust Bank, Inc. 18 years
View Profile Jun 11 2005
Heritage Community Bank
Heritage Community Bank was established 26 years ago and is currently headquartered in Danville, KY.
Jul 17 1997| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Community Trust Bank, Inc. | Buyer | 3,907,184 | Acquisition | Discontinued | 6/11/2005 |
| Relationships | Role | Relationship Start | Relationship End |
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