Vitals
  • Total Assets
    3.9B 0.7 %
  • Total Deposits
    3.1B 3.4 %
  • Total Net Loans
    2.9B 2.3 %
  • Net Income
    45.7M 2.3 %
  • Book Value
    531.5M 4.8 %
  • Book Value x2
    1.1B 4.8 %
  • Book Value x3
    1.6B 4.8 %
ROAA

1.175

ROAE

8.761

Efficiency Ratio

57.426

Net Interest Margin

3.751

Balance Sheet Highlights
Financial Highlights Community Trust Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 3,909,916 275,102
Total Net Loans 2,903,682 177,820
Total Deposits 3,092,327 227,063
Total Equity 531,459 30,287
Profitability
Net Income 45,726 2,592
Return on Average Assets 1.175 .944
Return on Average Equity 8.761 8.074
Net Interest Margin 3.751 3.847
Efficiency Ratio 57.426 70.925
Noninterest Income/Revenue 20.039 17.219
Balance Sheet Ratios
Loan-to-Deposit 93.9 76.952
Securities/Assets .151 .219
Total Equity/Total Assets .136 .11
Tangible Equity/Tangible Assets .12 .107
Capital Adequacy
Tier 1 Common Capital 472,616 29,354
Tier 1 Capital 472,616 29,354
Tier 2 Capital 35,901 2,092
Total Capital 508,517 31,454
Total Risk Weighted Assets 2,871,748 190,479
Leverage Ratio 12.19 11.285
Common Equity Tier 1 Capital Ratio 16.46 17.115
Tier 1 Capital Ratio 16.46 17.115
Total Capital Ratio 17.71 18.174

Timeline for Community Trust Bank, Inc.

The First National Bank Of La Follette

Acquisition: Community Trust Bank, Inc. acquired a new subsidiary, The First National Bank Of La Follette, 13 years

View Profile Jan 22 2011

Heritage Community Bank

Acquisition: Community Trust Bank, Inc. acquired a new subsidiary, Heritage Community Bank, 18 years

View Profile Jun 11 2005

Community Trust Community Development Corporation

Community Trust Community Development Corporation became a new subsidiary organization for Community Trust Bank, Inc..

View Profile Jul 25 2002

Citizens National Bank & Trust Of Hazard

Acquisition: Community Trust Bank, Inc. acquired a new subsidiary, Citizens National Bank & Trust Of Hazard, 22 years

View Profile Mar 16 2002

Bankers Title Of Central Kentucky, Llc

Bankers Title Of Central Kentucky, Llc became a new subsidiary organization for Community Trust Bank, Inc..

View Profile Jun 22 2001

Want to see more?

Complete timeline for Community Trust Bank, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of La Follette Seller 193,679 Pooling of Interests Discontinued 1/22/2011
Heritage Community Bank Seller 94,556 Acquisition Discontinued 6/11/2005
Citizens National Bank & Trust Of Hazard Seller 138,470 Pooling of Interests Discontinued 3/16/2002
The Bank Of Mt. Vernon Seller 132,153 Acquisition Discontinued 1/26/2001
Community Trust Bank, Fsb Seller 181,992 Pooling of Interests Discontinued 12/29/2000
Community Trust Bank Of West Virginia, National Association Seller 257,486 Pooling of Interests Discontinued 12/31/1998
Farmers National Bank Seller 121,709 Pooling of Interests Discontinued 1/1/1997
First Security Bank & Trust Co. Seller 93,266 Pooling of Interests Discontinued 1/1/1997
Farmers-Deposit Bank Seller 91,274 Pooling of Interests Discontinued 1/1/1997
Commercial Bank Seller 101,114 Pooling of Interests Discontinued 1/1/1997
The Exchange Bank Of Kentucky Seller 64,826 Pooling of Interests Discontinued 1/1/1997
First American Bank Seller 211,415 Pooling of Interests Discontinued 1/1/1997
The Woodford Bank And Trust Company Seller 101,544 Pooling of Interests Discontinued 1/1/1997
Community Bank Of Lexington Seller 61,287 Pooling of Interests Discontinued 4/1/1995
United Savings Bank, Fsb Seller 34,105 Failure 11/23/1991
Relationships Role Relationship Start Relationship End
Community Trust Bancorp, Inc. Parent 6/30/1981
Community Trust Insurance Services, Inc. Subsidary 6/30/2007
Community Trust Community Development Corporation Subsidary 6/30/2007
Bankers Title Of Central Kentucky, Llc Subsidary 6/22/2001
Community Trust Insurance Services, Inc. Subsidary 1/1/1984 6/29/2007
Community Trust Community Development Corporation Subsidary 7/25/2002 6/29/2007
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