Vitals
  • Total Assets
    118.3M 14.9 %
  • Total Deposits
    96.5M 22.2 %
  • Total Net Loans
    88.6M 4.4 %
  • Net Income
    1.0M 38.1 %
  • Book Value
    10.3M 5.5 %
  • Book Value x2
    20.6M 5.5 %
  • Book Value x3
    30.9M 5.5 %
ROAA

.912

ROAE

10.058

Efficiency Ratio

69.944

Net Interest Margin

4.317

Balance Sheet Highlights
Financial Highlights Heritage Bank Of The Ozarks All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 118,280 258,416
Total Net Loans 88,595 178,998
Total Deposits 96,476 217,087
Total Equity 10,304 28,107
Profitability
Net Income 1,026 2,724
Return on Average Assets .912 1.016
Return on Average Equity 10.058 9.475
Net Interest Margin 4.317 3.745
Efficiency Ratio 69.944 67.758
Noninterest Income/Revenue 24.334 16.937
Balance Sheet Ratios
Loan-to-Deposit 91.831 78.741
Securities/Assets .157 .158
Total Equity/Total Assets .087 .109
Tangible Equity/Tangible Assets .087 .106
Capital Adequacy
Tier 1 Common Capital 10,628 27,011
Tier 1 Capital 10,628 27,012
Tier 2 Capital 1,059 2,220
Total Capital 11,687 29,258
Total Risk Weighted Assets 84,307 195,723
Leverage Ratio 9.14 10.472
Common Equity Tier 1 Capital Ratio 12.61 14.947
Tier 1 Capital Ratio 12.61 14.954
Total Capital Ratio 13.86 16.077

Timeline for Heritage Bank Of The Ozarks

Heritage Bank Of The Ozarks

Heritage Bank Of The Ozarks was established 21 years ago and is currently headquartered in Lebanon, MO.

Sep 22 2003

Cornerstone Bancshares, Inc.

Cornerstone Bancshares, Inc. became a new parent organization for Heritage Bank Of The Ozarks.

View Profile Sep 22 2003
Relationships Role Relationship Start Relationship End
Cornerstone Bancshares, Inc. Parent 9/22/2003
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