Heritage Bank, National Association Financial Statements & Health Reports

Acquired Mar 2013

Vitals

Total Assets

107.8M 4.0 %
Total Deposits

81.9M 2.1 %
Total Net Loans

60.1M -20.7 %
Net Income

38000.0000 101.2 %
Book Value

15.6M 28.6 %
Book Value x2

31.2M 28.6 %
Book Value x3

46.8M 28.6 %

ROAA

.532

ROAE

4.25

Efficiency Ratio

83.911

Net Interest Margin

5.403

Balance Sheet Highlights

Financial Highlights	Heritage Bank, National Association	All Insured Commercial Banks in Arizona
Balance Sheet $(000)
Total Assets	107,766	291,460
Total Net Loans	60,113	195,471
Total Deposits	81,893	249,440
Total Equity	15,609	31,955
Profitability
Net Income	38	3,160
Return on Average Assets	.532	.308
Return on Average Equity	4.25	-1.474
Net Interest Margin	5.403	4.044
Efficiency Ratio	83.911	91.046
Noninterest Income/Revenue	5.924	21.296
Balance Sheet Ratios
Loan-to-Deposit	73.404	75.671
Securities/Assets	.078	.164
Total Equity/Total Assets	.145	.11
Tangible Equity/Tangible Assets	.11	.106
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	11,796	29,625
Tier 2 Capital	—	3,043
Total Capital	11,796	32,655
Total Risk Weighted Assets	58,601	224,712
Leverage Ratio	11.59	11.122
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	20.13	15.271
Total Capital Ratio	20.13	16.411

Timeline for Heritage Bank, National Association

Arizona Bank & Trust

Heritage Bank, National Association was acquired by Arizona Bank & Trust 11 years

View Profile Mar 16 2013

Heartland Financial Usa, Inc.

Heartland Financial Usa, Inc. became a new parent organization for Heritage Bank, National Association.

View Profile Dec 07 2012

Thunderbird Commons Holding I, Llc

Thunderbird Commons Holding I, Llc became a new subsidiary organization for Heritage Bank, National Association.

View Profile Apr 08 2011

One Source Investment Property Service, Llc

One Source Investment Property Service, Llc became a new subsidiary organization for Heritage Bank, National Association.

View Profile Apr 02 2009