Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank, National Association All Insured Commercial Banks in Arizona
12-31-2012 83.911 91.046
09-30-2012 84.781 91.362
06-30-2012 80.233 94.699
03-31-2012 78.193 93.801
12-31-2011 139.644 102.955
09-30-2011 132.05 99.845
06-30-2011 132.331 102.591
03-31-2011 88.667 106.677
12-31-2010 128.75 123.468
09-30-2010 122.038 108.45
06-30-2010 91.72 112.636
03-31-2010 93.535 90.243
12-31-2009 108.155 119.167
09-30-2009 111.001 134.533
06-30-2009 106.306 142.228
03-31-2009 88.492 134.603
12-31-2008 562.04 151.107
09-30-2008 97.254 124.798
06-30-2008 102.387 128.095
03-31-2008 106.468 131.758
12-31-2007 64.785 142.12
09-30-2007 68.901 126.608
06-30-2007 67.148 104.915
03-31-2007 65.12 86.418
12-31-2006 97.715 92.508
09-30-2006 276.429 86.432
06-30-2006 79.483
03-31-2006 68.127
12-31-2005 72.226
09-30-2005 72.565
06-30-2005 72.612
03-31-2005 74.043
12-31-2004 74.304
09-30-2004 75.867
06-30-2004 78.373
03-31-2004 77.094
12-31-2003 94.762
09-30-2003 90.81
06-30-2003 95.041
03-31-2003 101.157
12-31-2002 156.426