Vitals
  • Total Assets
    134.3M
  • Total Deposits
    121.3M
  • Total Net Loans
    91.0M
  • Net Income
    377000.0000
  • Book Value
    11.8M
  • Book Value x2
    23.5M
  • Book Value x3
    35.3M
ROAA

.291

ROAE

3.273

Efficiency Ratio

85.197

Net Interest Margin

4.072

Balance Sheet Highlights
Financial Highlights Heritage Bank East Bay All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 134,330 402,003
Total Net Loans 90,959 311,413
Total Deposits 121,290 329,266
Total Equity 11,753 43,096
Profitability
Net Income 377 25,486
Return on Average Assets .291 1.314
Return on Average Equity 3.273 13.25
Net Interest Margin 4.072 4.72
Efficiency Ratio 85.197 70.571
Noninterest Income/Revenue 3.359 17.951
Balance Sheet Ratios
Loan-to-Deposit 74.993 79.996
Securities/Assets .182 .565
Total Equity/Total Assets .087 .107
Tangible Equity/Tangible Assets .086 -.501
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,263 36,586
Tier 2 Capital 1,403 4,997
Total Capital 12,666 40,603
Total Risk Weighted Assets 112,487 297,947
Leverage Ratio 7.93 9.93
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.01 13.579
Total Capital Ratio 11.26 14.805

Timeline for Heritage Bank East Bay

Heritage Bank Of Commerce

Heritage Bank East Bay was acquired by Heritage Bank Of Commerce 21 years

View Profile Jan 01 2003

Heritage Bank East Bay

Heritage Bank East Bay was established 25 years ago and is currently headquartered in Fremont, CA.

Dec 07 1998

Heritage Commerce Corp

Heritage Commerce Corp became a new parent organization for Heritage Bank East Bay.

View Profile Dec 07 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Of Commerce Buyer 2,527,418 Pooling of Interests Discontinued 1/1/2003
Relationships Role Relationship Start Relationship End
Heritage Commerce Corp Parent 12/7/1998 12/31/2002
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