Vitals
  • Total Assets
    313.7M 15.2 %
  • Total Deposits
    277.5M 17.8 %
  • Total Net Loans
    258.0M 19.7 %
  • Net Income
    -1087000.0000 -270.4 %
  • Book Value
    24.9M -7.3 %
  • Book Value x2
    49.8M -7.3 %
  • Book Value x3
    74.7M -7.3 %
ROAA

-.716

ROAE

-8.031

Efficiency Ratio

122.757

Net Interest Margin

3.588

Balance Sheet Highlights
Financial Highlights Harmony Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 313,742 900,422
Total Net Loans 257,956 628,400
Total Deposits 277,522 744,846
Total Equity 24,886 95,466
Profitability
Net Income -1,087 3,691
Return on Average Assets -.716 .613
Return on Average Equity -8.031 6.201
Net Interest Margin 3.588 3.42
Efficiency Ratio 122.757 76.58
Noninterest Income/Revenue 7.391 21.593
Balance Sheet Ratios
Loan-to-Deposit 92.95 85.06
Securities/Assets .045 .119
Total Equity/Total Assets .079 .106
Tangible Equity/Tangible Assets .078 .097
Capital Adequacy
Tier 1 Common Capital 24,505 85,058
Tier 1 Capital 24,505 86,560
Tier 2 Capital 3,291 8,095
Total Capital 27,796 94,710
Total Risk Weighted Assets 263,230 700,930
Leverage Ratio 7.89 9.399
Common Equity Tier 1 Capital Ratio 9.31 12.222
Tier 1 Capital Ratio 9.31 12.506
Total Capital Ratio 10.56 13.745

Timeline for Harmony Bank

Lakeland Bank

Harmony Bank was acquired by Lakeland Bank 7 years

View Profile Jul 01 2016

Harmony Bank

Harmony Bank was established 15 years ago and is currently headquartered in Jackson, NJ.

Sep 02 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lakeland Bank Buyer 4,893,899 Acquisition Discontinued 7/1/2016
Relationships Role Relationship Start Relationship End
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