Graystone Tower Bank
Enola, PA — Non-member Bank
Acquired Feb 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Graystone Tower Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 114,738 | 19,108 |
Income from Lease Financing Receivables | 61 | 28 |
— | 352 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 151 |
Income on Loans and Leases (TE) | 114,799 | 19,404 |
Investment Interest Income (TE) | 4,473 | 4,432 |
Total Interest Income (TE) | 119,520 | 24,258 |
Total Interest Expense | 21,311 | 5,062 |
Net Interest Income (TE) | 98,209 | 19,140 |
Non-Interest Income | 21,034 | 4,499 |
Adjusted Operating Income (TE) | 119,243 | 23,575 |
Non-interest Expense | 88,093 | 15,878 |
Provision for Loan & Lease Losses | 5,700 | 1,882 |
Pretax Operating Income (TE) | 25,450 | 5,929 |
Pretax Net Operating Income (TE) | 27,316 | 6,195 |
Applicable Income Taxes | 8,526 | 1,366 |
Net Operating Income | 18,522 | 4,224 |
Net Income | 18,464 | 4,223 |
Cash Dividends Declared | 3,362 | 1,551 |
Retained Earnings | 15,102 | 2,532 |