Vitals
  • Total Assets
    2.5B -8.5 %
  • Total Deposits
    2.1B -8.3 %
  • Total Net Loans
    2.1B -6.5 %
  • Net Income
    18.5M 422.6 %
  • Book Value
    283.5M 10.5 %
  • Book Value x2
    567.0M 10.5 %
  • Book Value x3
    850.5M 10.5 %
ROAA

.718

ROAE

6.78

Efficiency Ratio

73.877

Net Interest Margin

4.2

Balance Sheet Highlights
Financial Highlights Graystone Tower Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 2,513,162 558,685
Total Net Loans 2,061,846 362,324
Total Deposits 2,141,629 464,479
Total Equity 283,553 55,871
Profitability
Net Income 18,464 4,223
Return on Average Assets .718 .752
Return on Average Equity 6.78 7.302
Net Interest Margin 4.2 3.775
Efficiency Ratio 73.877 69.469
Noninterest Income/Revenue 14.965 15.646
Balance Sheet Ratios
Loan-to-Deposit 96.275 76.302
Securities/Assets .054 .22
Total Equity/Total Assets .113 .1
Tangible Equity/Tangible Assets .102 .091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 255,936 50,545
Tier 2 Capital 13,054 4,933
Total Capital 268,990 55,956
Total Risk Weighted Assets 2,012,762 386,636
Leverage Ratio 10.26 9.626
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.72 14.612
Total Capital Ratio 13.36 15.843

Timeline for Graystone Tower Bank

Susquehanna Bank

Graystone Tower Bank was acquired by Susquehanna Bank 12 years

View Profile Feb 18 2012

First National Bank Of Chester County

Acquisition: Graystone Tower Bank acquired a new subsidiary, First National Bank Of Chester County, 13 years

View Profile Dec 11 2010

Fnb Insurance Services Llc

Fnb Insurance Services Llc became a new subsidiary organization for Graystone Tower Bank.

View Profile Dec 11 2010

Fnb Properties Llc

Fnb Properties Llc became a new subsidiary organization for Graystone Tower Bank.

View Profile Dec 11 2010

The First National Bank Of Greencastle

Acquisition: Graystone Tower Bank acquired a new subsidiary, The First National Bank Of Greencastle, 15 years

View Profile Mar 31 2009

Want to see more?

Complete timeline for Graystone Tower Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Susquehanna Bank Buyer 18,522,702 Acquisition Discontinued 2/18/2012
First National Bank Of Chester County Seller 1,134,586 Acquisition Discontinued 12/11/2010
The First National Bank Of Greencastle Seller 540,050 Acquisition Discontinued 3/31/2009
Relationships Role Relationship Start Relationship End
Tower Bancorp Inc. Parent 3/31/2009 2/17/2012
Graystone Financial Corp Parent 10/10/2006 3/30/2009
Fnb Insurance Services Llc Subsidary 12/11/2010 2/17/2012
Graystone Mortgage Llc Subsidary 1/1/2008 2/17/2012
Fnb Properties Llc Subsidary 12/11/2010 2/25/2011
Graystone Mortgage Llc Subsidary 1/17/2007 12/31/2007
Similar Organizations
Organization City State Total Assets
Cnb Bank
 		Clearfield PA 2.5B
Allegiance Bank
 		Houston TX 2.5B
Standard Bank And Trust Company
 		Hickory Hills IL 2.4B
City Bank
 		Lubbock TX 2.6B
Hills Bank And Trust Company
 		Hills IA 2.6B
Southern Bank And Trust Company
 		Mount Olive NC 2.4B
Bankplus
 		Belzoni MS 2.7B
Parkway Bank And Trust Company
 		Harwood Heights IL 2.5B
Pacific Continental Bank
 		Eugene OR 2.5B
Enterprise Bank And Trust Company
 		Lowell MA 2.5B